Open a BSN GIRO to enjoy greater flexibility and convenience in your banking transactions.
» Convenient ATM and CDM services throughout Malaysia.
» GIRO transactions at any BSN Branch or BSN ATM, regardless of home account.
» Deposits, withdrawals or fund transfers at any BSN Counter or BSN ATM as well as other banks'
ATMs with MEPS.
» Interbank Fund Transfer (IBFT) services via BSN ATM.
» Bill Payment services via BSN ATM and Standing Instruction.
» Interbank GIRO (IBG) services.
» Convenient SMS Banking.
» PLUS services (withdrawal and balance enquiry) via any ATM with the PLUS logo displayed,
throughout Malaysia and abroad.
» Shopping convenience in over 29 million merchants worldwide with BSN Matrix Debit Card (available
with BSN GIRO accounts). Valid at any retail outlet that displays the VISA logo.
» Convenient and debt-free lifestyle with VISA payWave Debit Card that comes equipped MEPS, Touch
‘n Go, PLUSMiles and BCard loyalty program. Available for all BSN GIRO accountholders.
» Membership to GIRO Programmes - BSN Smart Junior, Skim Galakan Simpanan Pelajar (SGSP)
» Applicant's Identity Card and a completed BSN GIRO Account Application Form.
» Minimum amount for account opening according to category is as follows:
|Category||Age||Minimum Savings Amount|
|Adult||16 years and above
|Joint Account|| 7 years and above
|Trust Account||18 years and above (guardian) / 7 years and below (children)
|Special Category||Age||Minimum Savings Amount|
|Open for salary||18 years and above
|Scholarship||15 years and above
|Skim Galakan Simpanan
|7 years and above
|BSN Smart Junior|| 7 years and above
|Kesatuan Kebajikan Masyarakat||-||RM10.00|
» BSN Giro Account dormant for 7 years will be closed in accordance to Unclaimed Money Act 1965.
» Opening of accounts can be performed at any BSN Branch.
» Individual Account: Maintained by one account holder only.
» Trust Account: Under the name of one account holder, but maintained by
a Trustee as his / her representative.
» Joint Account: Maintained by two account holders.
» BSN GIRO Card is only meant for ATM transactions and enquiries only. It cannot
be used for purchase of goods and services.
|Age Requirement||Withdrawal Amount Limit (per day)||Number of Transaction Limit (per day)|
|13 - 15 years old (Teens)||Maximum of RM1000||Maximum 3 transactions|
|16 years old and above (Adults)||Maximum of RM5000||Maximum 4 transactions|
» BSN GIRO (effective 1 November 2016 )
|Balance in Account||Interest Rate (% p.a.)|
» Interest is calculated based on monthly minimum balance and credited yearly.
|Account Passbook only||Free|
|New debit/ATM card application||RM12|
|Replacement debit/ATM card||RM12|
|Annual service card||RM8.00|
|Dormant Savings Account|
|Balance of RM10 and below||Account closed and balance absorbed|
|Balance above RM10||RM10 yearly|
» View all banking Rates & Charges.