Enjoy the benefits of a BSN GIRO Account and begin saving today!
» Applicant's Identity Card and a completed BSN GIRO Account Application Form.
» Minimum amount for account opening according to category as follows:
|Category||Age||Minimum Savings Amount|
|Adult||16 years and above
|Joint Account|| 7 years and above
|Trust Account||18 years and above (guardian) / 7 years and below (children)
|Special Category||Age||Minimum Savings Amount|
|Open for salary||18 years and above
|Scholarship||15 years and above
|Skim Galakan Simpanan
|7 years and above
|Kelab Penabung Muda|| 7 years and above
|Kesatuan Kebajikan Masyarakat||-||RM10.00|
» Unclaimed Money to the inactive account for seven (7) years.
» Opening of accounts can be performed at any BSN Branch.
» *Upon account opening performed at school.
» Individual Account: Maintained by one account holder only.
» Trust Account: Under the name of one account holder, but maintained by a Trustee as his / her representative.
» Joint Account: Maintained by two account holders.
» BSN GIRO Card is only meant for ATM transactions and enquiries only. It cannot be used for purchase of goods and services.
» GIRO transactions can be performed at any BSN Branch and BSN ATM, regardless of where you opened your account.
» Savings, withdrawal and fund transfers can be made at any BSN Counters or BSN ATM.
» An option of ATM and CDM services.
» Withdrawals at any BSN ATM as well as other banks' ATMs with MEPS.
» PLUS services (withdrawal and balance enquiry) at any ATM with PLUS logo displayed, throughout Malaysia and
» VISA Electron services with the convenience of shopping at any retail outlets that displays VISA Electron logo, throughout
Malaysia and abroad, using BSN Matrix Card.
» Visa payWave services with multi-privilege that offers a host of benefits to help you live your life easy and
debt free by using BSN VISA payWave Debit Card.
» Interbank GIRO (IBG) services.
» Interbank Fund Transfer (IBFT) services via ATM. Bill Payment services via ATM and Standing Instruction.
» Convenience of SMS Banking.
|Age Requirement||Withdrawal Amount Limit (per day)||Number of Transaction Limit (per day)|
|13 - 15 years old (Teens)||Maximum of RM1000||Maximum 3 transactions|
|16 years old and above (Adults)||Maximum of RM5000||Maximum 4 transactions|
BSN GIRO Account (effective 1 December 2013)
|Balance in Account||Interest Rate|
|Up to RM5,000||0.40%|
|Up to RM50,000||0.60%|
» Increased interest rates upon monthly minimum savings balance.
» Payment of dividend is credited to your account annually.
|Account Passbook only||Free|
|Card and Account Passbook||RM12.00|
|Card and Account Statement||RM12.00|
|Dormant Savings Account|
|Balance of RM10 and below||Account closed and balance absorbed|
|Balance above RM10||RM10 yearly|
» View all banking Rates & Charges.