Saturday, 27 August 2016,   23 Zulkaedah 1437H

Personal Banking

Home Personal Banking > Deposits > BSN Term Deposit Senior Citizen


BSN Term Deposit Senior Citizen 


Enjoy your golden years with higher returns for a better life. Open to all Malaysian citizens aged 50 years and above.


Features & Benefits

»  Individual Account and Joint Account.
»  Minimum investment of RM5,000 only.
»  Tenure for the scheme is 12, 15, 18, 24, 36, 48 and 60 months.
»  Attractive interest rate.
»  Interest is calculated daily and credited into your BSN GIRO /BSN GIRO-I Account every 4 months.
»  For investment exceeding RM50,000, the interest will be credited monthly to your BSN GIRO Account.
»  Open a BSN GIRO Account for crediting of interest.
»  Eligible account holders may pledge their Senior Citizens Term Deposit Account Certificate as a
    collateral for the selected loans from the followings:
    -  Personal Loan
    -  Credit Card
    -  Micro Finance
    -  Mortgage
    -  Hire Purchase

Terms and Conditions apply.


Interest Rates

(Effective 25 July 2014)

BSN Term Deposit Senior Citizen
Investment AmountRM5,000 - RM50,000 > RM50,000
12 months 3.40% 3.45%
15 months 3.50% 3.55%
18 months 3.55% 3.60%
24 months 3.60% 3.65%
36 months 3.65% 3.70%
48 months 3.70% 3.75%
60 months 3.95% 4.00%

 Notes: 

»  View all banking Rates & Charges.
»  BSN Term Deposit Senior Citizen Account that are dormant for 7 years will be closed in accordance with Unclaimed Money Act 1965.
»  All BSN Deposit products are guaranteed by the Malaysian Government.