Friday, 29 August 2014,   03 Dhuʻl-Qiʻdah 1435H

Personal Banking

Home Personal Banking > Deposits > BSN Senior Citizen Fixed Deposit Account


BSN Senior Citizen Fixed Deposit Account


A Fixed Deposit scheme specially tailored for Senior Citizens. It helps you get higher returns to suit your financial plans.


Requirements

»  For individuals aged 50 years and above.
»  Open to all Malaysian Citizens.


Features & Benefits

»  Individual Account and Joint Account.
»  Minimum investment of RM5,000 only.
»  Tenure for the scheme is 12, 15, 18, 24, 36, 48 and 60 months.
»  Attractive interest rate.
»  Interest is calculated daily and credited into your BSN GIRO Account every four (4)
    months.
»  For investment exceeding RM50,000, the interest will be credited monthly to your BSN GIRO Account.
»  Open a BSN GIRO Account for crediting of interest.
»  Eligible account holders may pledge their Senior Citizens Fixed Deposit Account Certificate as a
    collateral for the selected loans from the followings:
    -  Personal Loan
    -  Credit Card
    -  Micro Finance
    -  Mortgage
    -  Hire Purchase

 Note: 

»  Terms and Conditions apply.


Interest Rates

(Effective 25 July 2014)

Fixed Deposit Senior Citizen
Investment AmountRM5,000 - RM50,000 > RM50,000
12 months 3.40% 3.45%
15 months 3.50% 3.55%
18 months 3.55% 3.60%
24 months 3.60% 3.65%
36 months 3.65% 3.70%
48 months 3.70% 3.75%
60 months 3.95% 4.00%

 Notes: 

»  View all banking Rates & Charges.
»  Dormant BSN Senior Citizen Fixed Deposit Account for 7 years will be closed in accordance to Unclaimed Money
    Act 1965.
»  All BSN’s Deposit products are guaranteed by the Malaysian Government..