Tuesday, 21 October 2014,   26 Dhuʻl-Hijjah 1435H

Personal Banking

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BSN Gold Credit Card


Enjoy all the benefits, rewards and privileges with BSN Gold VISA or
MasterCard Credit Card. Use it for any purchases 
anytime, anywhere.
         New-To-Bank Principal / Supplementary Cardmembers will be rewarded 
         with activation reward points


Key Reasons to Get a BSN Gold Credit Card

»  Finance Charge as low as 11% p.a
»  No Annual Fee for life (no conditions attached)
»  Credit Card Service Tax Rebate Programme
»  FREE BSN Zing PLUSMiles Card
»  Rewards Points that never expire
»  
Exclusive BSN Happy Rewards Programme
»  Discounts at selected merchants


Features & Benefits

»  Low Finance Charge.
    Enjoy a low Finance Charge of only 11% p.a (for Government Servants) and 13.5% p.a
    (for Private Sector Servants) when you settle your minimum payment promptly on or
    before the payment due date.


»  Annual Fee
    Annual Fee waived for life for Principal and Supplementary Card with no conditions attached.


»  Service Tax Rebate Programme
    Get free 8,000 BSN Happy Rewards Points (for Principal Card) and 4,000 BSN Happy Rewards Points (for 
    Supplementary Card) when you activate your BSN Gold Credit Card and perform at least one (1) transaction within 60  
    days from the card issuance date. Use it to redeem your Credit Card Service Tax.


»  Worldwide Acceptance and Cash Advance
    Use it at over 29 million establishments and over 1 million ATMs worldwide.


»  FREE BSN Zing PLUSMiles
    Get this complimentary Touch ‘n Go auto-reload card that is linked to your
    BSN Gold Credit Card and enjoy fantastic toll rebates and discounts. You may link up to five (5) Zing Cards
    to your BSN Gold Credit Card and share the convenience with your loved ones.
    Find out more about BSN Zing PLUSMiles Card.


»  Non Expiring BSN Happy Rewards Points
    Earn points that will never expire when you spend using your BSN Gold Credit Card
    and redeem for Enrich Miles or choose from our wide range of gift items, vouchers and more.

    RM1 local retail spending = 1x BSN Happy Rewards point
    RM 1 overseas retail spending = 2x BSN Happy Rewards points
    View our BSN Happy Rewards Redemption Catalogue.


»  Balance Transfer Programme 
    Transfer your outstanding balance from your other credit cards to your BSN Gold Credit Card and
    enjoy great savings. Find out more about our Balance Transfer Programme.


»  BSN EasyPay
    Shop for your dream items at any VISA or MasterCard merchants and convert your purchases to
    affordable monthly instalments with our 0% instalment plan up to 24 months.
    Just purchase and call us at
1300 885 855 to convert in easy instalments.
    Find out more about BSN EasyPay.


»  BSN Merchant Privileges
    Enjoy special discounts and offers from dining, shopping to travel treats at selected merchants.
    Look out for our leaflets in your credit card statement from time to time or visit myBSN to check out
    for the latest promotions.


»  FREE Travel Accident & Inconvenience Benefits
    Automatic insurance coverage of up to RM500,000 when you charge your full travel fares to your
    BSN Gold Credit Card. You will also be covered for the followings:



Up To
Lost Luggage (more than 48 hour)
RM1,600
Delayed Luggage (more than 6 hours)
RM1,600
Flight Delay (more than 6 hours)
RM600
Missed Connection (more than 4 hours)
RM600

Subject to policy Terms & Conditions.


»  Payment Convenience
    Enjoy the convenience of settling your monthly card payments at any BSN Branch nationwide,
    BSN ATM / CDM, myBSN, BSN:SMS or Interbank GIRO.


Supplementary Card

»  Share the benefits of your BSN Gold Credit Card with your loved ones by giving them a supplementary card today.
»  You can apply up to a maximum of 5 supplementary cards (extended to your spouse, children and immediate family,
    who are 18 years and above).


Who Can Apply?

Minimum IncomeMinimum AgeCitizenship
RM36,000 / RM3,000 month  Principal Card - 21 years and above Malaysian
Supplementary Card - 18 years and above

What are the Documents Required?

Government EmployeesPrivate Sectors EmployeesSelf Employed
»  Copy of NRIC (both sides).
»  Copy of latest one (1) month 
    Salary Slip.
»  Copy of Staff Tag (both sides)
    OR Employer Confirmation             Letter.
»  Copy of NRIC (both sides).
»  Copy of latest two (2) months’ Salary
    Slips OR latest EPF statement.

 

»  Copy of NRIC (both sides).
»  Copy of latest three (3) months 
    Company’s Bank Statements OR
    latest BE form with official tax receipt.
»  Copy of Form 9, 24, 49 OR copy of
    Business Registration Certificate.

 


How to Apply?

»  Visit any BSN Branch to get your Application Form.
»  Print the Application Form HERE.
»  Call our Customer Service Centre at 1300 88 1900 for any enquiries.