Sunday, 29 November 2015,   16 Safar 1437H

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BSN Gold Credit Card

BSN Gold Credit Card gives you more benefits, more rewards and more credit for an easier and rewarding lifestyle. Choose from Gold VISA or Gold MasterCard. 

         New-To-Bank Principal / Supplementary Cardmembers will be rewarded 
         with activation reward points

Key Benefits

» Finance Charge as low as 11% p.a    
  Enjoy a low Finance Charge of only 11% p.a (for Government Servants) and 13.5% p.a (for Private Sector Servants) when you settle your minimum payment promptly on/or before the payment due date.
» No Annual Fee for Life 
  Enjoy lifetime annual fee waiver for Principal and Supplementary Cards with no conditions attached.
» FREE BSN Zing PLUSMiles Card
  Get this complimentary Touch ‘n Go auto-reload card that is linked to your Gold credit card and enjoy fantastic toll rebates and discounts. You may link up to five (5) Zing Cards to your Gold credit card and share the convenience with your loved ones. Find out more about BSN Zing PLUSMiles Card.
» BSN Happy Rewards Programme with Reward Points that never expire
  Every ringgit you spend with your card brings you reward points that you can use to redeem exciting gifts and privileges.
» BSN Merchant Privileges 
  Enjoy special discounts and offers from dining and shopping to travel treats at selected merchants. Look out for our leaflets in your Credit Card Statement from time to time or visit myBSN to check out the latest promotions.
» Worldwide Acceptance and Cash Advances 
  Shop and dine at over 29 million establishments worldwide and get cash at over 1 million ATMs. 
» Balance Transfer Programme 
  Transfer your outstanding balance from your other credit cards to your Gold credit card and enjoy great savings. Find out more about our Balance Transfer Programme.
» BSN Instalment-Pay Plan
  Shop at any merchant and convert your purchases to affordable monthly instalments with our 0% instalment plan up to 24 months. Just call us at 1300 88 1900 to convert. Find out more about BSN Instalment-Pay Plan.
» FREE Travel Accident & Inconvenience Benefits 
  Enjoy automatic insurance coverage of up to RM500,000.00 when you charge your full travel fares to your Gold credit card. You will also be covered for any inconvenience as follows:

Up To
Lost Luggage (more than 48 hour)
Delayed Luggage (more than 6 hours)
Flight Delay (more than 6 hours)
Missed Connection (more than 4 hours)


Subject to policy Terms & Conditions.

Supplementary Card

» Share the benefits of your BSN Gold credit card with your loved ones by giving them a supplementary card today.
» You can apply up to a maximum of 5 supplementary cards (extended to your spouse, children and immediate family, who are 18 years and above).


Who Can Apply?


» Minimum Income: RM36,000.00 per annum
» Minimum Age: Principal Card - 21 years old / Supplementary Card – 18 years old
» Citizenship: Malaysian
» Documents Required:

Government EmployeesPrivate Sectors EmployeesSelf Employed
»  Copy of NRIC (both sides).
»  Copy of latest one (1) month 
    Salary Slip.
»  Copy of Staff Tag (both sides)
    OR Employer Confirmation             Letter.
»  Copy of NRIC (both sides).
»  Copy of latest two (2) months’ Salary
    Slips OR latest EPF statement.


»  Copy of NRIC (both sides).
»  Copy of latest six (6) months 
    Company’s Bank Statements OR
    latest BE form with official tax receipt.
»  Copy of Form 9, 24, 49 OR copy of
    Business Registration Certificate.


How to Apply?

» Visit any BSN Branch to get the Application Form or download it HERE.
» Fill in the Application Form
» Submit with the relevant documents required.

For more information, please call our Customer Service Centre at 1800 22 0800.