Saturday, 23 September 2017,   01 Muharram 1439H

Personal Banking

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BSN MyRinggit


Eksekutif-1


Our BSN MyRinggit EKSEKUTIF-1 is exclusively designed to help executives meet personal financing needs at affordable fixed rates.


Eligibility

»  Malaysian citizen aged 21 and above, up to maximum age of 55 / 60* years old at the end of the loan tenure.
»  Open to permanent & contract officers and staff that have minimum three (3) years of working experience.
»  Offered only to Employees of Premier Developer Panel, Private Hospital, Telecommunication
    Company,Licensed Financial Institution, Multinational Company, PETRONAS Group of
    Companies, Selected Private University & College, Statutory Body, Government Link Company,
    Selected Public Listed Company in Main Market Bursa Malaysia (Financial, Plantation,Property,
    Technology,Trading / Service, Industrial Product, Consumer Sectors only) and Professionals
    (Doctor, Architect, Lawyer, Accountant and other certified Professionals).
»  Minimum gross income of RM3,000.00 per month for permanent staff & RM10,000.00 for contract staff.
»  BSN GIRO/i Account holders.


 Note:

»  *Subject to employer confirmation.


Documents Required

»  A copy of latest three (3) months Salary Slips;
»  A copy of your NRIC (both sides);
»  Latest EPF Statement; AND
»  Confirmation Letter by Employer stating the below:
    -  Name and NRIC
    -  Designation and Employment Status 
    -  Monthly salary
    -  Date of Employment
OR
    Latest EA / EC Statement and latest e-filing form or any verified documents by the Inland Revenue Board (LHDN).

 

 Note: 

»  *Subject to the current Terms & Conditions.


Feature

»  Mode of payment is via BSN Standing Instruction.

 

Loan Limit / Rate

Minimum Loan: RM10,000

No Income Interest Rate Loan Limit Tenure
1 RM3,000 to RM5,000 8.50% 5x of monthly gross income

Minimum: 2 years

Maximum: 10 years

2 > RM5,000 to RM10,000 7.0% 7x of monthly gross income
3 > RM10,000 6.0% 10x of monthly gross income / maximum RM200,000 whichever is lower

Minimum Loan: RM10,000


Late Payment Charge

»  Monthly Instalments in Arrears  ×  1%  ×  Number Of Days Overdue  ⁄  365.

 

Calculate your monthly repayment. Click here.