Tuesday, 22 July 2014,   24 Ramadan 1435H

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Home Loans


Pembiayaan Perumahan Rakyat


Pembiayaan Perumahan Rakyat Home Loan is a boon for those who are self-employed or with unstable income. Now, you can own a home for you and your family.


Requirements

»  Malaysian citizen.
»  Aged between 18 - 60 years old.
»  Individual / Joint Applicants.
»  Proof of self-employment.
»  Minimum Income RM1,000 per month.
»  For financing of first home and for own residence only.
»  Financing only for low cost or average properties.

 

Features & Benefits

»  Financing up to RM 120,000.
»  Interest rate of BLR + 0%.
»  Financing margin up to 100% (inclusive of MRTA / MRTT & TLRT).
»  Financing period up to 35 years.

 

 Note: 

»  Current BLR at 6.85% (subject to change).

 

Late Payment Charge

»  Monthly Instalments in Arrears  ×  1%  ×  Number Of Days Overdue  ⁄  365.


Stamp Duty

»  Principal Documents - Will be charged on ad valorem basis.
»  Other Documents – RM 10