Wednesday, 22 October 2014,   27 Dhuʻl-Hijjah 1435H

Personal Banking

Home Personal Banking > Banking Services Interbank GIRO (IBG)


Interbank GIRO (IBG)


Interbank GIRO is a service of transferring funds and payment to other banks. You can transfer your money, perform payments or loan repayments and even payment to other bank's credit card from BSN counters, electronically. You can also make payments to BSN from other banks' via IBG.


IBG Services

 » Payment or transfer to other banks
 » You can perform fund transfers to other banks.
 » You can pay your Credit Card and repayment to other banks.
 » Payment can be made in cash or electronic transfer.
 » Payment from other banks
 » You can perform fund transfer from other banks.
 » You can pay your Credit Card and repayment from other banks.
 » Crediting to your account from companies or employers
 » Your employer or organisation can make payments, such as Salary, Bonus, Allowances and etc to your BSN account.
 » BSN is able to make payments to recipient's other bank account.
 » Employer only has to send payment data electronically to BSN.
 » Employer will be provided with BSN electronic file transfer service (FTP).
 » Employer may send the files electronically and receive a mailed report for every transaction.

 

 Note: 

»  This list only serves as guidance.  BSN is not responsible for any changes made by participating banks.
»
  Duration of crediting to the other account is dependable on the beneficiary Bank. 

»  View IBG form sample here.

 

CHARGES

The following service fees will be charged according to the type for each IBG transaction and is non- refundable :

Account TypeService Charge
Normal Account RM0.10

The Bank will notify you of any rejected funds transfer via Failed Transaction. Kindly check your myBSN Transaction History
after three (3) working days.

Payment Initiated by Customers *Funds Received by Beneficiaries
Business Days
(Monday – Friday)

Before 5:00 am

Same business dayBy 10:30 am
5:00 am to 7:00 am By  1:00 pm
7:01 am to 9:30 am By  3:00 pm
9:31 am to 12:30 pm By  5:45 pm
After 12:30 pm Next business day By 10:30 am
Non-Business Days
(Saturday, Sunday and Federal Territory Public Holidays)
 
Next business day By 10:30 am

*Under normal circumstances

Applicable for all IBG payments and funds transfer to current accounts & savings accounts. Except for Bank Muamalat, where funds are credited after 6pm if payments initiated up to and including 12.30pm.

For loan and credit card payments initiated up to and including 12.30pm on Business Days, funds will be available in the beneficiary's account before 12 midnight on the same day.

 

List of Recipient Banks & Payments via IBG

 Current AccountSavings AccountCredit Card AccountLoan AccountHire Purchase AccountChannel
AFFIN BANK tick.png tick.png tick.png tick.png tick.png OTC, Internet Banking
AFFIN ISLAMIC BANK tick.png tick.png   tick.png tick.png
AGROBANK   tick.png   tick.png   OTC
ALLIANCE BANK tick.png tick.png tick.png tick.png tick.png OTC, Internet Banking
ALLIANCE ISLAMIC BANK tick.png tick.png   tick.png tick.png
AMBANK tick.png tick.png tick.png tick.png tick.png OTC, Internet Banking
AMISLAMIC BANK tick.png tick.png tick.png   tick.png
BANK ISLAM tick.png tick.png tick.png tick.png tick.png OTC, Internet Banking
BANK RAKYAT   tick.png tick.png tick.png   OTC, Internet Banking
BANK MUAMALAT tick.png tick.png       OTC
BANK OF AMERICA tick.png tick.png       OTC, Internet Banking
BANK SIMPANAN NASIONAL   tick.png tick.png tick.png tick.png OTC, Internet Banking
BNP PARIBAS tick.png
  tick.png    OTC, Internet Banking
CIMB BANK tick.png tick.png tick.png tick.png   tick.png OTC, Internet Banking
CIMB ISLAMIC BANK tick.png tick.png   tick.png  tick.png 
CITIBANK BHD tick.png tick.png tick.png tick.png   OTC, Internet Banking
DEUTSCHE BANK tick.png tick.png   tick.png   OTC, Internet Banking
HONG LEONG BANK tick.png tick.png tick.png tick.png tick.png OTC, Internet Banking
HONG LEONG ISLAMIC BANK tick.png tick.png   tick.png tick.png
HSBC BANK tick.png tick.png tick.png tick.png   OTC, Internet Banking
HSBC AMANAH tick.png tick.png tick.png tick.png  
JP MORGAN CHASE tick.png tick.png   tick.png   Internet Banking
KUWAIT FINANCE HOUSE tick.png tick.png       OTC, Internet Banking
MIZUHO CORPORATE BANK (MALAYSIA) BERHAD tick.png
      OTC, Internet Banking
MAYBANK / MAYBANK ISLAMIC tick.png tick.png tick.png tick.png tick.png OTC, Internet Banking
OCBC BANK tick.png tick.png tick.png tick.png   OTC, Internet Banking
OCBC BANK AL-AMIN BANK tick.png tick.png   tick.png  
PUBLIC BANK tick.png tick.png tick.png tick.png tick.png OTC, Internet Banking
PUBLIC ISLAMIC BANK tick.png tick.png   tick.png tick.png
RHB BANK tick.png tick.png tick.png tick.png tick.png OTC, Internet Banking
RHB ISLAMIC BANK tick.png tick.png   tick.png tick.png
ROYAL BANK OF SCOTLAND tick.png tick.png       OTC, Internet Banking
STANDARD CHARTERED BANK tick.png tick.png tick.png tick.png   OTC, Internet Banking
STANDARD CHARTERED SAADIQ tick.png tick.png   tick.png  
SUMITO MITSU BANKING CORPORATION tick.png         OTC, Internet Banking
UNITED OVERSEAS BANK BHD tick.png tick.png tick.png tick.png   OTC, Internet Banking

How to Perform IBG via BSN Counter

»  Go to any BSN counters, fill in the IBG form and ensure that you fill in the correct recipient account number.
»  Hand over your form to the Teller to enter in the system.
»  To ensure that the recipient have received your transaction, contact and confirm that the money has been credited  to
    their account.

 

 Note: 

»  Successful IBG transactions are not refundable.
»  Unsuccessful cash transfer within one year will be sent to Unclaimed Money Collection.
»  Unsuccessful accounts transfer will be credited to the sender's account.
»  Some banks do not accept the last payment for instalment or advanced payment for
    vehicle Hire Purchase via IBG. You are advised to refer directly to the bank.