Begin your savings with BSN GIRO-i Savings Account-i with us today and enjoy the benefits offered by GIRO-i which is based on principle of Shariah, Mudharabah!
» Applicant's NRIC and completed BSN GIRO-i Savings Account-i Application Form
» Minimum amount for opening of an account, is as follows:
|Category1||Minimum Savings Amount|
» Authorization Letter to open an account
Permission is needed to open the GIRO-i account by children and teenager
subject to the following conditions:
|Aged Category (Age)||Authorization |
|Children (7 to 12)||Yes||No limit|
|Teenager (13 to 15)||Yes||More than RM100.00|
|Teenager (13 to 15)||No||Not more than RM100.00|
» Individual Account: Maintained by one account holder only.
» Trust Account: Under the name of one account holder, but maintained
by a trustee as his/her representative.
» Joint Account: To be maintained by two account holders.
» GIRO-i transactions can be performed at any BSN branch and BSN ATM, regardless of where you opened your account.
» Maintenance of your savings, withdrawal and fund transfers at any BSN Counters and / or ATMs.
» An option of ATM and CDM services.
» Withdrawals at any BSN ATM as well as other banks' ATMs with MEPS.
» PLUS services (withdrawal and balance enquiry) at any ATM with PLUS logo displayed, throughout Malaysia and abroad.
» Visa Electron services with the convenience of shopping at any retail outlets that display Visa Electron logo,
throughout Malaysia and abroad, using BSN Matrix-i Debit Card.
» Visa payWave services with multi-privilege that offers a host of benefits to help you live your life easy and debt free by
using BSN VISA payWave Debit Card-i.
» Interbank GIRO (IBG) services.
» Interbank Fund Transfer (IBFT) services via ATM.
» Bill Payment services via ATM and Standing Instruction.
» Convenience of SMS Banking.
» Kelab Penabung Muda
» Skim Galakan Simpanan
|Age Requirements||Withdrawal Amount Limit (per day)||Number of Transaction Limit (per day)|
|13 - 15 years (Teens)||Maximum of RM1000||Maximum 3 transactions|
|16 years and above (Adults)||Maximum of RM5000||Maximum 4 transactions|
BSN GIRO-i Savings Account-i (effective 16 June 2015 - 15 July 2015)
|Balance in Account||Profit Sharing Ratio
|Indicative Profit Rates|
|Up to RM5,000.00||5 : 95||0.40%|
|RM5,000- RM50,000.00||10 : 90||0.72%|
|More than RM50,000.00||15 : 85||1.06%|
|Account Passbook only||Free|
|New debit/ATM card application||RM12|
|Replacement debit/ATM card||RM12|
|Annual service card||RM8|
|Dormant Savings Account|
|Balance of RM10 and below||Account closed and balance absorbed|
|Balance above RM10||RM10 yearly|
Important Note: All BSN’s Deposit products are guaranteed by the Malaysian Government.