Thursday, 3 September 2015,   19 Zulkaedah 1436H

Islamic Banking

HomeIslamic Banking > Deposits > BSN GIRO-i Saving Account

BSN GIRO-i Savings Account-i

Begin your savings with BSN GIRO-i Savings Account-i with us today and enjoy the benefits offered by GIRO-i which is based on principle of Shariah, Wadi'ah!


»  Applicant's NRIC and completed BSN GIRO-i Savings Account-i Application Form
»  Minimum amount for opening of an account, is as follows:

Category1Minimum Savings Amount
Children RM10.00
Teen RM50.00
Adult RM50.00

»  Authorization Letter to open an account
    Permission is needed to open the GIRO-i account by children and teenager
    subject to the following conditions: 

Aged Category (Age)Authorization
Minimum Deposit
Children (7 to 12) Yes No limit
Teenager (13 to 15) Yes More than RM100.00
Teenager (13 to 15) No Not more than RM100.00


»  Unclaimed Money to the inactive account for seven (7) years.
Opening of accounts can be done at any BSN branch.

Types of Account

»  Individual Account: Maintained by one account holder only.
»  Trust Account: Under the name of one account holder, but maintained
    by a trustee as his/her representative.
»  Joint Account: To be maintained by two account holders.  

Features & Benefits

»  GIRO-i transactions can be performed at any BSN branch and BSN ATM, regardless of where you opened your account.
»  Maintenance of your savings, withdrawal and fund transfers at any BSN Counters and / or ATMs.
»  An option of ATM and CDM services.
»  Withdrawals at any BSN ATM as well as other banks' ATMs with MEPS.
»  PLUS services (withdrawal and balance enquiry) at any ATM with PLUS logo displayed, throughout Malaysia and abroad.
»  Visa Electron services with the convenience of shopping at any retail outlets that display Visa Electron logo,
    throughout Malaysia and abroad, using BSN Matrix-i Debit Card.
»  Visa payWave services with multi-privilege that offers a host of benefits to help you live your life easy and debt free by
    using BSN VISA payWave Debit Card-i.
»  Interbank GIRO (IBG) services.
»  Interbank Fund Transfer (IBFT) services via ATM.
»  Bill Payment services via ATM and Standing Instruction.
»  Convenience of SMS Banking.


BSN GIRO-i Savings Account-i Programmes

Join various programmes and contests especially catered for BSN GIRO-i Savings Account-i Holders as below:

     »  Kelab Penabung Muda
     »  Skim Galakan Simpanan

Withdrawal Limit at BSN ATMs

Age RequirementsWithdrawal Amount Limit (per day)Number of Transaction Limit (per day)
13 - 15 years (Teens) Maximum of RM1000 Maximum 3 transactions
16 years and above (Adults) Maximum of RM5000 Maximum 4 transactions

Fees & Charges

Account Passbook only Free
New debit/ATM card application RM12
Replacement debit/ATM card RM12
Annual service card RM8
Dormant Savings Account
Balance of RM10 and below Account closed and balance absorbed
Balance above RM10 RM10 yearly


»  View all banking Rates & Charges.

Important Note: All BSN’s Deposit products are guaranteed by the Malaysian Government.