Friday, 31 October 2014,   06 Muharram 1436H

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BSN GIRO-i Savings Account-i


Begin your savings with BSN GIRO-i Savings Account-i with us today and enjoy the benefits offered by GIRO-i which is based on principle of Shariah, Mudharabah!


Requirements

»  Applicant's NRIC and completed BSN GIRO-i Savings Account-i Application Form
»  Minimum amount for opening of an account, is as follows:

CategoryMinimum Savings Amount
Children RM10.00
Teen RM50.00
Adult RM50.00

 Note:

»  Unclaimed Money to the inactive account for seven (7) years.
»  
Opening of accounts can be done at any BSN branch.


Types of Account

»  Individual Account: Maintained by one account holder only.
»  Trust Account: Under the name of one account holder, but maintained
    by a trustee as his/her representative.
»  Joint Account: To be maintained by two account holders.  


Features & Benefits

»  GIRO-i transactions can be performed at any BSN branch and BSN ATM, regardless of where you opened your account.
»  Maintenance of your savings, withdrawal and fund transfers at any BSN Counters and / or ATMs.
»  An option of ATM and CDM services.
»  Withdrawals at any BSN ATM as well as other banks' ATMs with MEPS.
»  PLUS services (withdrawal and balance enquiry) at any ATM with PLUS logo displayed, throughout Malaysia and abroad.
»  Visa Electron services with the convenience of shopping at any retail outlets that display Visa Electron logo,
    throughout Malaysia and abroad, using BSN Matrix-i Debit Card.
»  Visa payWave services with multi-privilege that offers a host of benefits to help you live your life easy and debt free by
    using BSN VISA payWave Debit Card-i.
»  Interbank GIRO (IBG) services.
»  Interbank Fund Transfer (IBFT) services via ATM.
»  Bill Payment services via ATM and Standing Instruction.
»  Convenience of SMS Banking.

 

BSN GIRO-i Savings Account-i Programmes

Join various programmes and contests especially catered for BSN GIRO-i Savings Account-i Holders as below:

     »  Kelab Penabung Muda
     »  Skim Galakan Simpanan


Withdrawal Limit at BSN ATMs

Age RequirementsWithdrawal Amount Limit (per day)Number of Transaction Limit (per day)
13 - 15 years (Teens) Maximum of RM1000 Maximum 3 transactions
16 years and above (Adults) Maximum of RM5000 Maximum 4 transactions


Rates

BSN GIRO-i Savings Account-i (effective 16 October 2014 - 15 November 2014)

Balance in AccountProfit Sharing Ratio
(PSR)
Indicative Profit Rates
Up to RM5,000.00 5 : 95 0.40%
RM5,000- RM50,000.00 10 : 90 0.72%
More than RM50,000.00 15 : 85 1.06%

 Note:

»  Increased profit rates upon monthly minimum savings balance.
»  Payment of profit is credited to your account annually.

 

Fees & Charges

ServicesAnnual Fee
Account Passbook only Free
Card and Account Passbook RM12.00
Card and Account Statement RM12.00
ServicesFees
Dormant Savings Account
Balance of RM10 and below Account closed and balance absorbed
Balance above RM10 RM10 yearly

 Note:

»  View all banking Rates & Charges.

Important Note: All BSN’s Deposit products are guaranteed by the Malaysian Government.