Saturday, 23 September 2017,   01 Muharram 1439H
HomeIslamic Banking > Deposits > BSN GIRO-i 


BSN’s GIRO-i offers greater convenience and better benefits based on Wadi’ah Shariah principle.


Features & Benefits

»  BSN GIRO-i transactions can be performed at any BSN branch and BSN ATM, regardless of where you opened your account.
»  Maintenance of your savings, withdrawal and fund transfers at any BSN Counters and / or ATMs.
»  An option of ATM and CDM services.
»  Withdrawals at any BSN ATM as well as other banks' ATMs with MEPS.
»  PLUS services (withdrawal and balance enquiry) at any ATM with PLUS logo displayed, throughout Malaysia and abroad.
»  Visa Electron services with the convenience of shopping at any retail outlets that display Visa Electron logo, throughout Malaysia and abroad, using BSN Matrix-i Debit Card.
»  Visa payWave services with multi-privilege that offers a host of benefits to help you live your life easy and debt free by using BSN VISA payWave Debit Card-i.
»  Interbank GIRO (IBG) services.
»  Interbank Fund Transfer (IBFT) services via ATM.
»  Bill Payment services via ATM and Standing Instruction.
»  Convenience of SMS Banking.


Types of Account

»  Individual Account: Maintained by one account holder only.
»  Trust Account: Under the name of one account holder, but maintained
    by a trustee as his/her representative.
»  Joint Account: To be maintained by two account holders.



»  Applicant's NRIC and completed BSN GIRO-i Savings Account-i Application Form
»  Minimum amount for opening of an account, is as follows:

Category1Minimum Savings Amount
Children RM10.00
Teen (13-15 years) RM50.00
Adult (16 years and above) RM50.00

»  Authorisation Letter for children and teenagers to open an account based on the following conditions:

Aged Category (Age)Authorization
Minimum Deposit
Children (7 to 12) Yes No limit
Teenager (13 to 15) Yes More than RM100.00
Teenager (13 to 15) No Not more than RM100.00


Withdrawal Limit at BSN ATMs

Age RequirementsWithdrawal Amount Limit (per day)Number of Transaction Limit (per day)
13 - 15 years (Teens) Maximum of RM1000 Maximum 3 transactions
16 years and above (Adults) Maximum of RM5000 Maximum 4 transactions

Fees & Charges

Account Passbook only Free
New debit/ATM card application RM12
Replacement debit/ATM card RM12
Annual service card RM8
Dormant Savings Account
Balance of RM10 and below Account closed and balance absorbed
Balance above RM10 RM10 yearly


»  View all banking Rates & Charges.

Important Note: All BSN’s Deposit products are guaranteed by the Malaysian Government.