Tuesday, 21 November 2017,   01 Rabiulawal 1439H

Islamic Banking

HomeIslamic Banking > Deposits > BSN GIRO-i 


BSN GIRO-i 


Open a BSN GIRO-i to enjoy greater flexibility and convenience in your
banking transactions based on Wadi'ah Syariah principle.

 

Features & Benefits

» Convenient ATM and CDM services throughout Malaysia.
» BSN GIRO-i transactions can be made at any BSN Branch or BSN ATM.
» Deposits, withdrawals or fund transfers can be managed at any BSN Counter or BSN ATM as well as other banks' ATMs with MEPS.
» Interbank Fund Transfer (IBFT) services via BSN ATM.
» Bill Payment services via BSN ATM and Standing Instruction.
» Interbank GIRO (IBG) services.
» Convenient SMS Banking.
» Shopping convenience in over 29 million merchants worldwide with BSN Visa Debit Card (available with BSN GIRO-i). Valid at any retail outlet that displays the VISA logo.
» Convenient and debt-free lifestyle with BSN Visa Debit Card that comes equipped MEPS and B Infinite (formerly BCARD) Loyalty Program. Available for all BSN GIRO-i accountholders.
» Membership to BSN GIRO-i Programmes – BSN Smart Junior, BSN Skim Galakan Simpanan Pelajar (SGSP).
   

Requirements

» Applicant's Identity Card and a completed Account Opening Form.
» Minimum amount for account opening according to category is as follows:
   

Category

Age

Minimum Savings Amount

Individual

 

 

Adult

16 years and above

RM50

Teenager

13-15 years

RM50

Children

7-12 years

RM10

Joint Account

 7 years and above

RM50

Trust Account

18 years and above (guardian) /  7 years and below (children) 

RM50 

Special Category

Age

Minimum Savings Amount

Salary Account

18 years and above

RM10 

Scholarship

15 years and above

RM10 

 BSN Skim Galakan Simpanan 
Pelajar (SGSP)

7 years and above

RM10

BSN Smart Junior

 7 years and above

RM160

Kesatuan Kebajikan Masyarakat

-

RM10

Students (promotion counter)

-

RM10

 

» Consent Letter for children and teenagers to open an account based on the following conditions:
   
Aged Category (Age)Authorization
Letter
Minimum Deposit
Children (7 to 12) Yes No limit
Teenager (13 to 15) Yes More than RM100
Teenager (13 to 15) No Not more than RM100

 Nota:

»  Opening of accounts can be performed at any BSN Branch.

 

Types of Account

» Individual Account: Maintained by one account holder only.
» Trust Account: Under the name of one account holder, but maintained by a trustee as his/her representative.
» Joint Account: To be maintained by two account holders.
   

Withdrawal Limit at BSN ATM

Age RequirementsWithdrawal Amount Limit (per day)Number of Transaction Limit (per day)
13 - 15 years Maximum of RM1000 Maximum 3 transactions
16 years and above Maximum of RM5000 Maximum 4 transactions


Fees & Charges

Service

Amount

Debit Card Application

RM12

Replacement debit card

RM12

Annual service card

RM8

*Dormant Account

Balance of RM10 and below

 

Account closed and balance absorbed as service fee.

*Dormant Account

Balance above RM10

 

RM10 yearly

 Important Notes:

» BSN GIRO-i Account dormant for 7 years will be closed in accordance to Unclaimed Money Act 1965.
» All BSN's Deposit products are guaranteed by the Malaysian Government.
»

View all banking  Rates & Charges.

* Dormant account charges is only imposed on inactive account which do not have any transaction from customer for a continuous period of at least twelve (12) months.