Join the average of 26,000 winners every month and stand a chance to win attractive prizes while earning profits. Managed according to the Mudharabah contract with a Profit Sharing Ratio (Customer : Bank), BSN’s Sijil Simpanan Premium has since given out millions of ringgit in prizes to hundreds of thousands of Malaysians nationwide.
» SSP savings is a safe and unique savings product since 1978.
» SSP is Shariah compliant product that offers chances to win prizes in SSP draws.
» Depositors have chances to win great prizes in monthly, local, junior and special draws.
» Enjoy dividends up to 2.42% per annum.
» All prizes are exempted from income tax.
» SSP savers are eligible to participate in SSP Draws as long as the units are not redeemed.
» Individuals aged 21 years and above who own SSP (minimum amount RM5,000) are eligible to apply for a BSN Al-Aiman Credit Card
» Individuals aged 21 years and above who own SSP (minimum amount RM5,300 or 530 units) are eligible for Personal Financing up to 95% of the total SSP value.
» BSN offers more than 319,000 prizes with value of RM18 million in 143 draws a year.
» More than 26,000 monthly average winners.
*Applicable to unredeemed Sijil Simpanan Premiums only.
Sijil Simpanan Premium (effective 16 January 2016 - 15 February 2016)
|SSP||Profit Sharing Ratio||Indicative Profit Rates|
|Up to RM50,000||3:97||0.45%|
Special Edition SSP (effective 16 January 2016 - 15 February 2016)
|Special Edition SSP||Minimum Saving||Profit Sharing Ratio||Indicative Profit Rates|
» Open to all Malaysian, permanent residents and foreign citizen with a permanent address in Malaysia.
» Aged 12 years and above.
» Minimum savings of RM10 (1 unit). No maximum limit.
» There are four (4) SSP Draw Categories which are:
|Special Draw||1x yearly|
|Monthly Draw||12x yearly|
|Local Draw||13 States x 6 months = 78x yearly|
|Junior Draw||13 States x 4 months = 52 x yearly|
|Total Draws||143x yearly|
|BSN Branches – cash, cheque, BSN Credit card|
|ATM – account transfer from Giro/Giro-i|
|CDM – cash|
|Ejen Bank Berdaftar (EB) - cash|
|Internet Banking (myBSN) –account transfer from Giro/Giro-i|
|SMS Banking – account transfer from Giro/Giro-i|