This transaction is managed according to the Mudharabah contract with a
Profit Sharing Ratio (Customer : Bank)
Sijil Simpanan Premium (effective 16 March 2015 - 15 April 2015)
|SSP||Profit Sharing Ratio||Indicative Profit Rates|
|Up to RM50,000||3:97||0.45%|
Special Edition SSP (effective 16 March 2015 - 15 April 2015)
|Special Edition SSP||Minimum Saving||Profit Sharing Ratio||Indicative Profit Rates|
» SSP is a safe and unique savings product since 1978.
» SSP are Shariah compliant product that offer chances to win prizes in SSP draws.
» Depositors have chances to win great prizes in weekly and monthly draws and plus gaining profits (dividend).
» SSP savings are guaranteed by the Government of Malaysia and exempted from income tax.
» Unredeemed SSP are eligible to participate in every SSP Draws weekly and monthly.
» Individual aged 21 years old and above who own SSP are eligible to apply for a BSN Al-Aiman Credit Card and Personal
Financing up to 95% of the total SSP value (citizens only).
» In 2015, BSN offers more than 88,000 prizes worth RM18 million with 260x draws.
» The monthly average winners are more than 7,000 people.
» Open to all Malaysian, permanent residents and foreign citizen with a permanent address in Malaysia.
» Aged 12 years and above.
» Minimum savings of RM10 (1 unit). No maximum limit.
» There are four (4) SSP Draw Categories which are:
|Special Draw||1x yearly|
|Monthly Draw||12x yearly|
|Local Draw||13 States x 12 months = 156x yearly|
|Weekly Draw||2x every week = 99x yearly|
|Total Draws||268x yearly|
|BSN Credit Card only||CDM|
|Debit Account||Ejen Bank Berdaftar (EB)|
|Account Transfer||Internet Banking (myBSN)|
|Standing Instruction||SMS Banking|