Monday, 2 May 2016,   24 Rejab 1437H

Islamic Banking

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Join the average of 26,000 winners every month and stand a chance to win attractive prizes while earning profits. Managed according to the Mudharabah contract with a Profit Sharing Ratio (Customer : Bank), BSN’s SSP has since given out millions of ringgit in prizes to hundreds of thousands of Malaysians nationwide.


Facts & Benefits

»  BSN SSP savings is a safe and unique savings product since 1978.
»  BSN SSP is Shariah compliant product that offers chances to win prizes in SSP draws.
»  Depositors have chances to win great prizes in monthly, local, junior and special draws.
»  Enjoy dividends up to 2.42% per annum.
»  All prizes are exempted from income tax.
»  BSN SSP savers are eligible to participate in SSP Draws as long as the units are not redeemed.

»  Individuals aged 21 years and above who own BSN SSP (minimum amount RM5,000) are eligible to apply for a BSN Al-Aiman Credit Card
»  Individuals aged 21 years and above who own BSN SSP (minimum amount RM5,300 or 530 units) are eligible for Personal Financing up to 95% of the total BSN SSP value.
»  BSN offers more than 319,000 prizes with value of RM18 million in 143 draws a year.
»  More than 26,000 monthly average winners.

*Applicable to unredeemed BSN Sijil Simpanan Premiums only.


BSN SSP (effective 16 April 2016 - 15 May 2016)

SSPProfit Sharing RatioIndicative Profit Rates
< RM5,000.00 2:98 0.11%
RM5,010.00 until RM50,000.00 3:97 0.17%
> RM50,000.00 6.5:93.5 0.37%


»  Open to all Malaysian, permanent residents and foreign citizen with a permanent address in Malaysia.
»  Aged 12 years and above.
»  Minimum savings of RM10 (1 unit). No maximum limit.

2016 BSN SSP Draw Categories

»  There are four (4) SSP Draw Categories which are:


Special Draw 1x yearly
Monthly Draw 12x yearly
Local Draw 13 States x 6 months = 78x yearly
Junior Draw 13 States x 4 months = 52 x yearly
Total Draws 143x yearly


Way to Save


BSN Branches – cash, cheque, BSN Credit card
ATM – account transfer from Giro/Giro-i
CDM – cash
Ejen Bank Berdaftar (EB) - cash
Internet Banking (myBSN) –account transfer from Giro/Giro-i
SMS Banking – account transfer from Giro/Giro-i