» Open to students aged 7-20 years old.
» Malaysian citizen.
» GIRO Account Holder.
» Maintain minimum balance of RM160* in GIRO Account.
» Completed Kelab Penabung Muda Application Form (duly signed
by Parents / Guardian).
» Perform maximum of only ONE withdrawal per month.
» Open BSN GIRO Account with minimum amount of RM10.
» Ensure that you maintain minimum balance of RM160* in your account, at all times.
» Fill in the Kelab Penabung Muda Application Form and send the completed
form to any BSN Branch.
» Upon approval, you will receive a Kelab Penabung Muda Membership Card,
along with several souvenirs.
» The Bank will freeze your savings of RM150 to ensure that you are able to enjoy the perks of being a
Kelab Penabung Muda member.
» View sample of completed Kelab Penabung Muda Application Form here.
» Membership Card: You will receive a KPM Membership Card for FREE. The Membership Card will be mailed to
the given address in minimum period of ONE month and subject to the stock availability from the effective date of
membership. This card entitles you for discounts at the KPM Strategic Business Partner (Subject to their Terms and
» Activities: Explore the possibilities when you join our educational activities such as; Seminars, Motivational Courses,
Camping Activities, Sports Clinic, Science Exploration and lots more!
» Tutor Online: Subscribe to Tutor Online. Discounted price only for Kelab Penabung Muda members.
» Free Personal Accident Insurance : 24-Hours coverage worldwide ONLY for Kelab Penabung Muda members with
freezed minimum balance of RM150* in their account.
|Permanent disability and death caused by accident.||Ten (10) times the amount of savings up to RM50,000
(minimum savings of RM150)
» In the event of accident, the Bank should be informed immediately within 14 days. All original documents
must be submitted within two (2) months from the date of accident.
» The insurance coverage is made effective upon the Banks's approval of becoming a Kelab Penabung Muda
» Subject to the Terms & Conditions of the Personal Accident Insurance.
» Gifts and Souvenirs offered:
|Coins Box||Membership Card||Pencil Box / Case||Hat||Water Tumbler||T-Shirt|
*Effective 26 March 2013, new KPM membership registration is entitled to get 1 FREE unit of coin box.
1 FREE unit of coin box give away is not included for addition (top-up)of KPM freezed amount (only eligible for KPM addition encouragement items only).
Eg: KPM member with the freesed amount of RM150 performs addition (top-up) to RM300 - eligibleto receive a hat and water tumbler, but not eligible for 1 FREE unit of coin box.
Kelab Penabung Muda (Effective 18 March 2010)
|Balance in Account||Interest / Profit Rate|
|Up to RM25,000||1.70%|
» Payment of interest or profit will be credited to your account annually.
» You are allowed to perform a maximum of only ONE withdrawal per month to receive an effective rate.
If withdrawal is performed MORE than once in the same month, the calculation of interest / profit rate will be as
BSN GIRO Account rate / profit sharing rate. To enjoy your Kelab Penabung Muda rates, member must
ensure they maintain minimum balance of RM160* in their account at all times.
» *RM150 freezed and minimum balance of RM10 in account.
» RM5.00 will be charged for the lost or damage of KPM Membership Card.
» Bank will issue a new card and post it to the member’s address.
For more information about Kelab Penabung Muda BSN, please contact us at:Kelab Penabung Muda BSN, Jabatan Perniagaan KomunitiTingkat 9, Wisma BSN,No. 117, Jalan Ampang,50450 Kuala Lumpur Tel: 03-2162 3222Email : email@example.comFacebook: firstname.lastname@example.org
Important Note: All BSN’s Deposit products are guaranteed by the Malaysian Government.