Thursday, 27 April 2017,   30 Rejab 1438H

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1 TeachersCard MasterCard Credit Card-i



At BSN, we believe Teachers deserve an easier and better life. So we collaborated with Yayasan Guru Malaysia Berhad (YGMB) to design a credit card especially for Teachers serving under the Ministry of Education Malaysia. Our 1 TeachersCard MasterCard-i is the first of its kind in Malaysia. It offers the lowest management fee in the market plus fantastic rewards and privileges to keep our Teachers happy.

Shariah Contract

This is a Shariah-compliant credit card issued under Shariah contract of Ujrah. Ujrah is a fee or payment for the utilisation of facilities by the Cardmember to the bank.

»  Welcome letter from Chief Executive of Bank Simpanan Nasional

Key Benefits

» Finance Charges as low as 8.88% p.a.
All you need to do is to settle your minimum payment promptly on or before the payment due date. 
All you need to do is to settle your minimum payment promptly on or before the payment due date. 
» No Annual Fee for Life 
  Enjoy lifetime annual fee waiver for Principal and Supplementary Cards with no conditions attached.
» FREE BSN Zing PLUSMiles Card 
  Get this complimentary Touch ‘n Go auto-reload card that is linked to your 1 TeachersCard and enjoy fantastic toll rebates and discounts. You may link up to five (5) Zing Cards to your 1 TeachersCard and share the convenience with your loved ones. Find out more about our
BSN Zing PLUSMiles Card.
» BSN Happy Rewards Programme
  Every ringgit you spend with your card brings you reward points that you can use to redeem exciting gifts and privileges. Find out more about our BSN Happy Rewards Programme.
» BSN Merchant Privileges 
  Enjoy special discounts and offers from dining and shopping to travel treats at selected merchants. Look out for our leaflets in your Credit Card Statement from time to time or visit myBSN to check out the latest promotions.
» YGMB Membership Registration Fee Waiver 
  Enjoy free membership registration to YGMB. To apply for YGMB membership, please contact YGMB at 03-41058679 / 41057866 or visit
» Worldwide Acceptance and Cash Advances 
  Shop and dine at over 29 million establishments worldwide and get cash at over 1 million ATMs.
» Balance Transfer Programme 
  Transfer your outstanding balance from your other credit cards to your 1 TeachersCard and enjoy great savings. Find out more about our Balance Transfer Programme.
» BSN Instalment-Pay Plan
  Shop at any merchant and convert your purchases to affordable monthly instalments with our 0% instalment plan up to 24 months. Just call us at 1300 88 1900 to convert. Find out more about our BSN Instalment-Pay Plan
» Will Writing Services 
  Enjoy basic Will Writing services at a special price of RM300.00 (normal price RM350.00).
» Payment Convenience 
  Enjoy payment convenience at BSN Branches nationwide, BSN ATM / CDM, myBSN, BSN:SMS or Interbank GIRO.
» Yayasan Guru Malaysia Berhad Support 
  Every time you use your 1 TeachersCard, you will also be supporting YGMB. BSN will contribute 0.2% of your retail card spending to YGMB to fund activities and programmes that will benefit you and all other members.
» FREE Travel Accident & Inconvenience Benefits 
  Enjoy automatic insurance coverage of up to RM500,000.00 when you charge your full travel fares to your 1 TeachersCard. You will also be covered for any inconvenience as follows:

Up To
Lost Luggage (more than 48 hour)
Delayed Luggage (more than 6 hours)
Flight Delay (more than 6 hours)
Missed Connection (more than 4 hours)
Subject to terms and conditions of policy.

Supplementary Card

» Share the benefits of your 1 TeachersCard MasterCard with your loved ones by giving them a supplementary card today.
» You can apply up to a maximum of 5 supplementary cards (extended to your spouse, children and immediate family, who are 18 years and above).



» Eligibility: Teachers and employees under the Ministry of Education, Malaysia /Lecturers in approved Public / Private Institutions of Higher Education / Teachers of MARA Junior Science College (MRSM).
» Minimum Income: RM24,000.00 per annum
» Minimum Age: Principal Card - 21 years old / Supplementary Card - 18 years old
» Citizenship: Malaysian


Documents Required:

Teachers, Staff of MOE & Lecturers from 
Public Institutions of Higher Learning
Lecturers from Private Institutions of
Higher Learning

»  Copy of NRIC (front and back) including       applicant(s) for Supplementary Card, if         any.

»  Copy of latest 1 month salary slip.

»  Copy of NRIC (front and back) including        applicant(s) for Supplementary Card, if          any.

»  Copies of latest 2 month salary slip OR         Latest EPF statement OR Form EA OR         Form B with official tax payment receipt.

How To Apply?

» Visit any BSN Branch to get the Application Form or download it HERE.
» Fill in the Application Form and submit with the relevant documents required.


For more information, please call our Customer Service Centre at 1300 88 1900.