Monday, 5 October 2015,   21 Zulhijjah 1436H

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1 TeachersCard MasterCard Credit Card-i

Especially for You…Teachers

Introducing the 1 TeachersCard MasterCard Credit Card-i, the first of its kind in Malaysia. The card is offered exclusively to Teachers serving under the Ministry of Education Malaysia through a strategic partnership with Yayasan Guru Malaysia Berhad (YGMB). Enjoy great saving with the lowest management fee in the market plus fantastic rewards and privileges. Apply for one today!

Shariah Contact

This is a Shariah compliant credit card issued under Shariah contract of Ujrah. Ujrah is a fee or payment for the utilisation of facilities by the Cardmember to the bank.

»  Welcome letter from Chief Executive of Bank Simpanan Nasional

Key Reasons To Get 1 TeachersCard MasterCard Credit Card-i

»  Actual Management Fee as low as 8.88% p.a.
»  No Compounding Charges
»  No Annual Fee for Life (no conditions attached)
»  FREE BSN Zing PLUSMiles Card
Reward Points that never expire
»  Exclusive Happy Rewards Redemption Program
»  Discounts at selected merchants
»  YGMB Membership Registration Fee Waiver (for non-members)


»  Low Actual Management Fee of only 8.88% p.a.
    Enjoy a low actual management fee of only 8.88% p.a. on your outstanding balance.
    All you need to do is to settle your minimum payment promptly on or before the
    payment due date. 

»  No Annual Fee For Life
    Lifetime annual fee waiver for Principal and Supplementary Cards with no conditions attached.

»  Worldwide Acceptance and Cash Advances
    Use it at over 29 million establishments worldwide and over 1 million ATMs at your own convenience.

»  FREE BSN Zing PLUSMiles Card
    Get this complimentary Touch ‘n Go auto-reload card that is linked to your 1 TeachersCard Credit Card-i
    and enjoy fantastic toll rebates and discounts. You may link up to 5 Zing Cards to your
    1 TeachersCard Credit Card-i and share the convenience with your loved ones.
    Find out more about BSN Zing PLUSMiles Card.


»  Balance Transfer Programme 

    Transfer your outstanding balance from your other credit cards to your 1 TeachersCard Credit Card-i and
    enjoy great savings. Find out more about our Balance Transfer Programme.

»  BSN EasyPay 
    Shop at any merchant and convert your purchases to affordable monthly instalments with our 0% instalment
    plan up to 24 months. Just purchase and call us at 1300 885 855 to convert in easy instalments.
    Find out more about BSN EasyPay.

»  BSN Merchant Privileges 
    Enjoy special discounts and offers from dining, shopping to travel treats at selected merchants.
    Look out for our leaflets in your Credit Card-i statement from time to time or visit
    for the latest promotions.

»  FREE Travel Accident & Inconvenience Benefits 
    Automatic takaful coverage of up to RM500,000 when you charge your full travel fares to your
    1 TeachersCard Credit Card-i. You will also be covered for any inconvenience due to flight delays,
    lost luggage or missed connections.

Up To
Lost Luggage (more than 48 hour)
Delayed Luggage (more than 6 hours)
Flight Delay (more than 6 hours)
Missed Connection (more than 4 hours)
Subject to terms and conditions of policy.

»  Will Writing Services 
    Enjoy basic will writing services at a special price of RM300 (normal price RM350).

»  Payment Convenience 
    Enjoy payment convenience at BSN branches nationwide and BSN ATMs / CDMs,
    Internet banking via, BSN:SMS banking or Interbank GIRO / GIRO-i.

»  Spend and you will contribute 0.2% to Yayasan Guru Malaysia Berhad 
    Every time you spend using your 1 TeachersCard Credit Card-i you will also be supporting YGMB.
    BSN will contribute 0.2% of your retail card spending to YGMB to fund activities and programs that
    will benefit members, including you.

»  YGMB Membership Registration Fee Waiver (for non-members) 
    For 1 TeachersCard CardMembers, RM10 membership registration fee will be waived by YGMB.
    To apply for YGMB membership, please contact YGMB at 03-41058679 / 41057866 or visit

Supplementary Card

»  Share the benefits of your 1 TeachersCard MasterCard Credit Card- with your loved ones by giving them a supplementary card today.
»  You can apply up to a maximum of 5 supplementary cards (extended to your spouse, children and immediate family,
    who are 18 years and above).

Who Can Apply?

EligibilityMinimum IncomeMinimum AgeCitizenship

»  Teachers and employees serving
    under the Ministry of Education

»  Lecturers serving in approved Public
    / Private Institutions of Higher

»  Teachers serving in MARA Junior
    Science College (MRSM).

RM24,000 per annum  Principal Card - 21 years old Malaysian
Supplementary Card - 18 years old

Documents Required (Non-Returnable)

Please include the following with your application form:

Teachers, Staff of MOE & Lecturers from 
Public Institutions of Higher Learning
Lecturers from Private Institutions of
Higher Learning

»  Copy of NRIC (front and back) including applicant(s)
    for Supplementary Card, if any.

»  Copy of latest 1 month salary slip.

»  Copy of NRIC (front and back) including applicant(s) 
    for Supplementary Card, if any.

»  Copies of latest 2 month salary slip OR Latest EPF
    statement OR Form EA OR Form B with official tax
    payment receipt.

How To Apply?

»  Visit any BSN branch to get your application form.
»  Get your application form Here.
»  Call our Customer Service at 1300 88 1900 for any enquiries.