Sunday, 29 November 2015,   15 Safar 1437H

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1 TeachersCard MasterCard Credit Card-i

BSN thinks Teachers deserve an easier and better life. So we collaborated with Yayasan Guru Malaysia Berhad (YGMB) to design a credit card especially for Teachers serving under the Ministry of Education Malaysia. Our 1 TeachersCard MasterCard-i is the first of its kind in Malaysia. It offers the lowest management fee in the market plus fantastic rewards and privileges to keep our Teachers happy.

Shariah Contact

This is a Shariah-compliant credit card issued under Shariah contract of Ujrah. Ujrah is a fee or payment for the utilisation of facilities by the Cardmember to the bank.

»  Welcome letter from Chief Executive of Bank Simpanan Nasional


» Low Actual Management Fee of only 8.88% p.a.
   All you need to do is to settle your minimum payment promptly on or before the
  payment due date. 

»  Non-compounding Charges
    Lifetime annual fee waiver for Principal and Supplementary Cards with no conditions attached.

» No Annual Fee For Life
   Enjoy lifetime annual fee waiver for Principal and Supplementary Cards with no conditions attached.

»  FREE BSN Zing PLUSMiles Card
    Get this complimentary Touch ‘n Go auto-reload card that is linked to your 1 TeachersCard Credit Card-i and enjoy fantastic toll rebates and discounts. You may link up to 5 Zing Cards to your 1 TeachersCard Credit Card-i and share the convenience with your loved ones. Find out more about BSN Zing PLUSMiles Card.

» BSN Happy Rewards Programme with Reward Points that never expire
   Every ringgit you spend with your card brings you reward points that you can use to redeem exciting gifts and privileges.

» BSN Merchant Privileges 
   Enjoy special discounts and offers from dining and shopping to travel treats at selected merchants. Look out for our leaflets in your Credit Card Statement from time to time or visit myBSN to check out the latest promotions.

» YGMB Membership Registration Fee Waiver
   Enjoy free membership registration to YGMB. To apply for YGMB membership, please contact YGMB at 03-41058679 / 41057866 or visit


»  Worldwide Acceptance and Cash Advances
    Use it at over 29 million establishments worldwide and over 1 million ATMs at your own convenience.

»  Balance Transfer Programme
   Transfer your outstanding balance from your other credit cards to your 1 TeachersCard and enjoy great savings. Find out more about our Balance Transfer Programme.


»  BSN EasyPay 
   Shop at any merchant and convert your purchases to affordable monthly instalments with our 0% instalment plan for up to 24 months. Just purchase and call us at 1300 885 855 to convert in easy instalments.

 FREE Travel Accident & Inconvenience Benefits 
   Enjoy automatic insurance coverage of up to RM500,000.00 when you charge your full travel fares to your 1 TeachersCard. You will also be covered for any inconvenience as follows:

Up To
Lost Luggage (more than 48 hour)
Delayed Luggage (more than 6 hours)
Flight Delay (more than 6 hours)
Missed Connection (more than 4 hours)
Subject to terms and conditions of policy.

»  Will Writing Services 
    Enjoy basic will writing services at a special price of RM300 (normal price RM350).

» Payment Convenience 
   Enjoy payment convenience at BSN Branches nationwide, BSN ATM / CDM, myBSN, BSN:SMS or Interbank GIRO.

» Yayasan Guru Malaysia Berhad Support  
   Every time you use your 1 TeachersCard, you will also be supporting YGMB. BSN will contribute 0.2% of your retail card spending to YGMB to fund activities and programmes that will benefit you and all other members.

Supplementary Card

»  Share the benefits of your 1 TeachersCard MasterCard with your loved ones by giving them a supplementary card today.
»  You can apply up to a maximum of 5 supplementary cards (extended to your spouse, children and immediate family,
    who are 18 years and above).



»  Eligibility: Teachers and employees under the Ministry of Education, Malaysia /Lecturers in approved Public / Private Institutions of Higher Education / Teachers of MARA Junior Science College (MRSM).
»  Minimum Income: RM24,000.00 per annum
»  Minimum Age: Principal Card - 21 years old / Supplementary Card - 18 years old
»  Citizenship: Malaysian

Documents Required:

Teachers, Staff of MOE & Lecturers from 
Public Institutions of Higher Learning
Lecturers from Private Institutions of
Higher Learning

»  Copy of NRIC (front and back) including applicant(s)
    for Supplementary Card, if any.

»  Copy of latest 1 month salary slip.

»  Copy of NRIC (front and back) including applicant(s) 
    for Supplementary Card, if any.

»  Copies of latest 2 month salary slip OR Latest EPF
    statement OR Form EA OR Form B with official tax
    payment receipt.

How To Apply?

» Visit any BSN Branch to get the Application Form or download it HERE.
» Fill in the Application Form and submit with the relevant documents required.