Saturday, 23 September 2017,   01 Muharram 1439H

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BSN MyRinggit


BPA (Klasik)

 

Our BSN MyRinggit BPA (Klasik) are specially designed for Government Servants and employees of Statutory Bodies to make life better.


Eligibility

» Malaysian citizen aged 21 to 60 years old (subject to retirement age during completion of the loan).
» Aged 21 - 60 years old (subject to retirement age during completion of the loan).
» Employee of government / Statutory Bodies / selected organizations which has the facility of salary deduction through BPA.
» Minimum fixed income of RM800 per month.
» Permanent employee who has been employed for more than 3 months (without guarantor).
» For contract / temporary employee (over 12 months’ service) - guarantor required.
» BSN GIRO/i account holders.
   

 

Document Required

» Two copies of your NRIC (both sides).
» Confirmation letter from your employer with the below details:
   -  Name / NRIC No.
 -  Designation / Status
 -  Monthly Salary
 -  Date of Employment
 -  Date of Retirement
» Two copies of latest salary slip.
» Authorization Letter of Salary Deduction from your employer via Biro Perkhidmatan Angkasa (BPA 1/79).
   

 

Guarantor Eligibility

» Malaysian citizen.
» Aged 21 and above and reached :
 
- aged 58 years old (for employee of government / Statutory Bodies) during completion of the customer’s loan; or
- aged 55 years old (for employee of any organizations which has the facility of salary deduction through BPA) during completion of the customer’s loan.

» Employee of government / Statutory Bodies / selected organizations which has the facility of salary deduction through BPA.
» Has been employed for more than 6 months.
» Minimum basic salary of RM800 (subject to equivalent or higher than the basic salary of the borrower)
»

BSN GIRO/i account holders.

   

  
Document Required for Guarantor

» Two copies of your NRIC (both sides).
» Confirmation letter from your employer with the below details:
   -  Name / NRIC No.
 -  Designation / Status
 -  Monthly Salary
 -  Date of Employment
» Two copy of latest salary slip.
» Authorization Letter of Salary Deduction from your employer via Biro Perkhidmatan Angkasa (BPA 1/79A).
   

 Note: 

»  Mode of payment is via Biro Perkhidmatan Angkasa
»  Capping of financing is based on your salary.


Loan Limit

MinimumMaximum
RM5,000.00RM200,000.00

 Note: 

»  Subject to monthly salary deduction limit of not more than 60%.

 

Rates

No.

Income

Interest Rate

Loan Period

1

RM800 to RM5,000

4.75%

Minimum : 2 years
Maximum: 10 years

2

> RM5,000

4.50%

 

Charge (Late Payment)


»    Monthly Installments in Arrears  ×  1%  ×  Number Of Days Overdue  ⁄  365.

»    Calculate your monthly repayment. Click here.

 Note:  View all banking Rates & Charges.