Tuesday, 21 November 2017,   02 Rabiulawal 1439H

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Home Personal Banking Loans > BSN MyRinggit > BPA (Super Klasik B)


BSN MyRinggit


BPA (Super Klasik B)

 

Our BSN MyRinggit BPA Super Klasik B offer a lower interest rate to Government Servants and employees of Statutory Bodies with monthly salaries of RM2,500.00 or more.


Eligibility

» Malaysian citizen aged 21 to 60 years old (subject to retirement age during completion of the loan).
» Employee of government / Statutory Bodies / selected organizations which has the facility of salary deduction through BPA.
» Minimum fixed income of RM2,500 per month.
» Permanent employee who has been employed for more than 3 months – no guarantor required
» For contract / temporary employee (over 12 months’ service) - guarantor required.
» BSN GIRO/i account holders.
 

 

Document Required

» Two copies of your NRIC (both sides).
» Confirmation letter from your employer with the below details:
    -  Name / NRIC No.
  -  Designation / Status
  -  Monthly Salary
  -  Date of Employment
  -  Date of Retirement
» Two copies of latest salary slip.
» Authorization Letter of Salary Deduction from your employer via Biro Perkhidmatan Angkasa (BPA 1/79).
 


Guarantor Eligibility

» Malaysian citizen aged 21 years and above.
» For employee of government / Statutory Bodies, guarantor’s age should be ≤58 years upon completion of customer’s loan; for employee of any organisation with salary deduction facility through BPA, guarantor’s age should be  55 years and below upon completion of customer’s loan.
» Employee of government / Statutory Bodies / selected organisations salary deduction facility through BPA
» Employed for more than 6 months.
» Minimum basic salary of RM2,500 (subject to equivalent or higher than the basic salary of the borrower)
» BSN GIRO/i account holders.
   

 

Document Required for Guarantor

» Two copies of your NRIC (both sides).
» Confirmation letter from your employer with the below details:
    -  Name / NRIC No.
  -  Designation / Status
  -  Monthly Salary
  -  Date of Employment
» Two copy of latest salary slip.
» Authorization Letter of Salary Deduction from your employer via Biro Perkhidmatan Angkasa (BPA 1/79A).
 

Note: 

»  Mode of payment is via Biro Perkhidmatan Angkasa.
»  Capping of financing is based on your salary.


Loan Limit

MinimumMaximum
RM 5,000.00RM200,000.00

 Note: 

»  Subject to monthly salary deduction limit of not more than 60%.

 

Rates

No.

Income

Interest Rate

Loan Period

1

RM2,500 to RM5,000

4.75%

Minimum : 2 years
Maximum: 10 years

2

> RM5,000

4.50%

 

Charge (Late Payment)


»  Monthly Installments in Arrears  ×  1%  ×  Number Of Days Overdue  ⁄  365.

»  Calculate your monthly repayment. Click here.

 Note:

»  View all banking Rates & Charges.