Tuesday, 21 November 2017,   02 Rabiulawal 1439H

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BSN MyRinggit

SCOP (Klasik)


This loan plan is designed especially for employees of the Royal Malaysian Police Force (PDRM).


» Malaysian citizen aged 21 to 60 years old (subject to retirement age during completion of the loan).
» PDRM employees with salary account under Bahagian Akaun, KDN.
» Permanent employee who has been employed for more than 3 months.
» Minimum fixed income of RM800.00 per month.
» BSN GIRO/i  Account Holder.

Document Required

» A copy of your NRIC (both sides).
» Confirmation letter from your employer with the below details:
   -  Name / NRIC No.
 -  Designation / Status
 -  Monthly Salary
 -  Date of Employment
 -  Date of Retirement
» A copy of latest 2 months salary slip.
» Authorisation Letter of Salary Deduction (BSN 09-D).
» Payment is conveniently made via Bahagian Akaun, KDN.
» No advance payment

Loan Limit


 Note: Subject to monthly salary deduction limit of not more than 60% or limit approved by PDRM.


Rates (Normal)



Interest Rate

Loan Period


RM800 to RM5,000


Minimum : 2 years
Maximum: 10 years


> RM5,000


Rates (*RBP)

Loan Period1 - 5 years6 - 10 years
Interest Rate4.60%5.30%

 Note:  *Risk Base Pricing(RBP) package is subject to the CCRIS reading.


Charge (Late Payment)

»    Monthly Installments in Arrears  ×  1%  ×  Number Of Days Overdue  ⁄  365.

»    Calculate your monthly repayment. Click here.

 Note: View all banking Rates & Charges.