|TemaNiaga-i Murabahah scheme is fully shariah compliant. It’s designed to help your business grow, whether you’re in the manufacturing, service, retail or wholesale industry.|
|»||Financing Amount: RM5,000.00 - RM50,000.00|
|»||Financing Period: 1-5 years.|
|»||Malaysian citizens aged 21-60 years old.|
|»||Self-employed individual / micro enterprise.|
|»||Owns a valid business registration and / or business license.|
|»||Business / company has been operating for at least 2 years.|
|»||Business operates on full-time basis.|
|»||Without guarantor or with guarantor earning RM2,000 per month.|
|»||Guarantors comprised business partners / shareholders / directors (if applicable).
|For Individual Applicant||For Guarantor|
|» 2 copies of NRIC (front and back).||» 2 copies of NRIC (front and back).|
|» A copy of business registration or business license.||» Original and copy of Salary Slip (for past 3 months).|
|» Bank Statements for the past 6 months (if applicable).||» A copy of Income Tax Statement
|» A copy of Account Passbook including BSN accounts (if applicable).||» A copy of EPF Statement (if applicable).|
|» Other documents related to the business. E.g: utility bills, business premise's tenancy agreement||» Confirmation Letter from Employer (if applicable).|
|» Sales Records for the past 6 months
Interest / profit rate offered from as low as 6.38% (terms and conditions apply).
» Simply fill up the Micro Finance Application Form and send it to us!