Tuesday, 21 November 2017,   02 Rabiulawal 1439H

Personal Banking

Home Personal Banking Loans > BSN MyRinggit > SKAN (Klasik)


BSN MyRinggit


SKAN (Klasik)

 

BSN MyRinggit SKAN is ideal for State Government Department employees who need
extra funds to meet their personal needs.


Eligibility

»  Malaysian citizen aged 21 to 60 years old (subject to retirement age during completion of the loan).
»  State Government Department employees maintained salary account under
    State Treasury / Finance Department.
»  Minimum fixed income of RM800 per month.
»  Permanent employee who has been employed for ≥3 months.
»  For contract / temporary employee (over 12 months’ service) - guarantor required.
»  BSN GIRO/i account holder.


Document Required

»  A copy of your NRIC (both sides).
»  Confirmation letter from your employer with the below details:
    -  Name / NRIC No.
    -  Designation / Status
    -  Monthly Salary
    -  Date of Employment
    -  Date of Retirement
»  A copy of latest 2 months salary slip.
»  Authorisation Letter of Salary Deduction (BSN 09-D)


Guarantor Eligibility

»  Malaysian citizen.
»  Aged 21 - 58 years old (subject to retirement age during completion of the customer’s loan).
»  Employee of Federal Government Servant / State Government Department employees maintained
    salary account under Treasury / State Finance.
»  Has been employed for more than 6 months.
»  Minimum basic salary of RM800.
»  BSN GIRO/i account holders.


Document Required for Guarantor

»  A copy of your NRIC (both sides).
»  A copy of latest 2 months salary slip.
»  Confirmation letter from your employer with the below details:
    -  Name / NRIC No.
    -  Designation / Status
    -  Monthly Income
    -  Date of Employment
    - Date of Retirement
»  Authorisation Letter of Salary Deduction (BSN 09-D).


Loan Limit

MinimumMaximum
RM5,000RM200,000

 Note: 

»  Subject to monthly salary deduction limit of not more than 60%.

 

Rate

No.

Income

Interest Rate

Loan Period

1

RM800 to RM5,000

4.75%

Minimum : 2 years
Maximum: 10 years

2

> RM5,000

4.50%

 

Charge (Late Payment)


»  Monthly Installments in Arrears  ×  1%  ×  Number Of Days Overdue  ⁄  365.

»  Calculate your monthly repayment. Click here.

 

 Note:

»  View all banking Rates & Charges.