Tuesday, 21 November 2017,   02 Rabiulawal 1439H

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Home Personal Banking Loans > BSN MyRinggit > SKAN (Super Klasik B)


BSN MyRinggit


SKAN (Super Klasik B)

BSN MyRinggit SKAN Super Klasik B offers extra funds with lower interest rates for State Government Department employees with monthly income of RM2,500.00 or more.


Eligibility

» Malaysian citizen aged 21 to 60 years old (subject to retirement age during completion of the loan).
» State Government Department employees maintained salary account under State Treasury / Finance Department
» Minimum fixed income of RM2,500 per month.
» Permanent employee who has been employed for ≥ 3 months.
» For contract / temporary employee (over 12 months’ service) - guarantor required.
» BSN GIRO/i account holder.
   

 

Document Required

» A copy of your NRIC (both sides).
» Confirmation letter from your employer with the below details:
   -  Name / NRIC No.
 -  Designation / Status
 -  Monthly Salary
 -  Date of Employment
 -  Date of Retirement
» A copy of latest 2 months salary slip.
» Authorisation Letter of Salary Deduction (BSN 09-D).
   

 

Guarantor Eligibility

» Malaysian citizen.
» Aged 21 - 58 years old (subject to retirement age during completion of the customer’s loan).
» Employee of Federal Government Servant / State Government Department employees maintained salary account under Treasury / State Finance.
» Has been employed for more than 6 months.
» Minimum basic salary of RM2,500 (subject to equivalent or higher than the basic salary of the borrower)
» BSN GIRO/i account holders.
   

 

Document Required for Guarantor

» A copy of your NRIC (both sides).
» A copy of latest 2 months salary slip.
» Confirmation letter from your employer with the below details:

 -  Name / NRIC No.
 -  Designation / Status
 -  Monthly Income
 -  Date of Employment
 - Date of Retirement
» Authorisation Letter of Salary Deduction (BSN 09-D).
   

 

Loan Limit

MinimumMaximum
RM 5,000.00RM200,000.00

 Note: Subject to monthly salary deduction limit of not more than 60%.

 

Rate

No.

Income

Interest Rate

Loan Period

1

RM2,500 to RM5,000

4.75%

Minimum : 2 years
Maximum: 10 years

2

> RM5,000

4.50%

 

Charge (Late Payment)


»  Monthly Installments in Arrears  ×  1%  ×  Number Of Days Overdue  ⁄  365.

»  Calculate your monthly repayment. Click here.

 Note: View all banking Rates & Charges.