Thursday, 27 April 2017,   30 Rejab 1438H

Personal Banking

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BSN MyRinggit

ASB With Floating Rate

Invest in a better financial future with our BSN MyRinggit ASB - a term loan that helps you purchase ASB unit trust funds.


»  All qualified ASB investors under the ASNB guidelines.
»  Aged 18 to 65 years old at the end of the loan tenure.
»  Permanent Employee or Self-employed.

Document Required

»  For Permanent Employee :
    -  One (1) copy of NRIC (front and back).
    -  One (1) copy of ASB passbook.
    -  One (1) copy of latest two (2) months pay slip.

»  For Self-Employed :
    -  One (1) copy of NRIC (front and back).
    -  One (1) copy of ASB passbook.
    -  One (1) copy of latest three (3) months bank statement.

Note : All document copies to be certified by BSN’s officer.



» Mode of payment is via BSN Standing Instruction


Loan Limit

Loan amount will be in multiple of RM1, 000 and subject to the following limit :

(Excluding other charges) 


TenureInterest Rate
5 – 30 years or
subject to the maximum age of
65 years whichever is earlier. 

»  BR + 1.35%
Government’s servant who owns BSN’s salary account. (Installment through Standing Instruction)

 »  BR + 1.40%
 Other categories of customer
 (Private or Government sector)

Current BSN Base Rate (BR):
3.95% ( with effect from 21st July 2016)


Late Payment Charge

»  Monthly installments in Arrears × 1% × Number of Days Overdue  / 365