Sunday, 15 December 2019,   17 Rabiulakhir 1441H
Home Business Financing > Our Products > BSN Microplus

BSN Microplus


BSN Microplus is a loan scheme where the objective is to assist micro and small business entrepreneur to grow their businesses.



» Loan Amount : > 50,000 and up to RM250,000
» Loan tenure : 1 - 7 years
» Business Sectors:
1. Services
2. Manufacturing
3. Retail
4. Wholesale


» Applicant meets the definition of Micro, Small and Medium Enterprise as given by the National SME Development Council.
» Satisfactory financial track record(s) with BSN and/or any other financial institution.
» Business has been operating continuously in the same line of activity/industry for at least 3 years.
» Existing Micro Finance customer of BSN.
» Majority of the company's shareholders or the business proprietors are Malaysian.
» Possess valid registration certification and licensed with the Companies Commission of Malaysia (CCM) or local government authorities / government bodies.

Required Documents


Complete Application Form & Declaration Form

» Copy of Identity Card or Passport of Director (s) / Guarantor (s) /Proprietor(s), whichever is applicable.
» Copy of business registration certificates /licenses (CCM, Form A/B, Form 24 & 49 and M&A or any similar forms under the Companies Act 2016)
» Audited financial statement for the last two (2) financial years and the latest management account  financial statement.
» Company’s bank statement for the last six (6) months.
» Company’s profile
» List of  existing credit facilities and financing arrangements.
» List of major suppliers / buyers and list of creditors / debtors.
» Particulars of existing charges (if any). For property charges, to submit valuation report and copy of the title.
» Any other information and documents as and when required by the Bank.


Interest rate offered from as low as BR* + 5.85%.

Late Payment Charges

Monthly instalments in arrears x 1% x no. days of overdue/365.

How do I Apply?

Simply fill up the BSN Microplus Application & Declaration Form and send it to us!
*Terms and conditions apply.