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BSN Happy Rewards Programme



Welcome to the world of BSN Happy Rewards! 

Here’s a loyalty programme that truly rewards you, every time you spend with your BSN Credit Card/-i. Earn Happy Points as you spend and use them to redeem for gifts such as the latest gadgets and appliances, shopping and dining vouchers, Enrich Miles and a wide range of exclusive lifestyle privileges. Browse our catalogue and enjoy our wide selection of products and rewards, specially selected to fulfil your lifestyle needs.

No Extra Charges

If you live in Peninsular and East Malaysia, we’ll send the goods right to your doorstep for free!

Accumulating your Happy Points

Every time you spend with your BSN Credit Card, you will earn Happy Points. The more points you accumulate, the more gifts you’ll be able to redeem and share with your loved ones.
» 1X point for local retail spending
» 2X points for overseas retail spending

How to Redeem your Points?

1. Download and print the BSN Happy Rewards Redemption Form.
2. Select your redemption item, complete and sign the form.

Fax to : 03 2162 2659 or 
E-mail to: or 
Mail to: BSN Redemption Unit
             Cards Business Division             

             Ground Floor Block A
             No. 117 Jalan Ampang 50450 Kuala Lumpur


Happy Points Expiry

Effective 1 June 2016, Happy Points will have three (3) years expiration period. Happy Points earned in a particular month are valid until the end of third (3rd) year of the calendar month. For more details, please read our Terms & Conditions.