Monday, 26 October 2020,   09 Rabiulawal 1442H

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BSN MyRinggit

Sandaran BSN Term Deposit


Getting hold of extra funds couldn’t be easier for BSN MyRinggit BSN Term Deposit Certificate Holders. Our BSN MyRinggit Sandaran BSN Term Deposit allows you to secure up to 95% of your BSN Term Deposit value without any guarantor!



»  Malaysian citizen aged 18 years and above (not exceeding 65 years old on the loan expiry date).
» BSN Term Deposit authorised certificate holder.

Documents Required

» A Copy of your NRIC (both sides).
» Original certificate of BSN Term Deposit.
» Copy of BSN GIRO/i Passbook / Statement.

Features & Benefits

Guarantor Without guarantor required. Just mortgage your BSN Term Deposit Certificate.
Minimum Loan Limit RM5,000.
Maximum Loan Limit 95% from your BSN Term Deposit value.
Minimum Loan Period Two (2) years
Maximum Loan Period Ten (10) years
Payment Channel BSN Standing Instruction


Loan Amount

Interest Rate

< RM100,000

BR + 2.50%

> RM 100,000

BR + 2.00%


MyRinggit Sandaran BSN Term Deposit Monthly Instalment Computation

Loan Amount RM99,500.00 RM100,000.00
Period 5 years 5 years
Factor 19.5427 19.3096
LoanPeriod (year)FactorCalculationInstalment (RM)
99,500 5 19.5427 99.5 x 19.5427 1,945
100,000 5 19.3096 100 x 19.3096 1,931

Late Payment Charge

»  Monthly Instalents in Arrears  ×  1%  ×  Number Of Days Overdue  ⁄  365.

 Note: Subject to the Terms & Conditions.