Sunday, 15 December 2019,   17 Rabiulakhir 1441H

Personal Banking

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BSN MyRinggit (Public Sector)


Eligibility

» Malaysian citizen aged 21 years old to 60 years old (subject to retirement age at the end of loan tenure).
» Works in government sector / GLA / GLC / organizations which has the facility of salary deduction through BPA.
» Minimum income of RM1,500 per month.
» Permanent employee who has been employed for 3 months and above.
» Contract / temporary employee (over 12 months' service).
» BSN Giro/i account holder.
   
   

Documents Required

1. A copy of NRIC (both sides).
2. Confirmation letter from employer; AND
3. Latest 2 months' salary slip.
   
   

Loan Info

 

Fixed Rate

Floating Rate

Interest Rate

4.60% to 6.99%

BR + 3.22% to BR + 3.77%

Interest Rate Without Insurance

Additional 1% from the above rate

Loan Limit

Minimum: RM5,000
Maximum: RM200,000

Loan Tenure

Up to 10 years

Terms & conditions apply.

 

Late Payment Charge (LPC)

» Monthly Instalments in Arrears × 1% × Number Of Days Overdue / 365