Sunday, 20 October 2019,   20 Safar 1441H

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BSN MyRinggit-i (Public Sector)

 
 
Shariah Concept
Based on the Shariah concept of Tawarruq which comprises of Bai Murabahah and Wakalah contracts using the commodity (underlying asset) provided by the approved commodity provider.
Based on the Shariah concept of Tawarruq which comprises of Bai Murabahah and Wakalah contracts using the commodity (underlying asset) provided by the approved commodity provider.


Eligibility

» Malaysian citizen aged 21 years old to 60 years old (subject to retirement age at the end of financing tenure).
» Works in government sector / GLA / GLC / organizations which has the facility of salary deduction through BPA.
» Minimum income of RM1,500 per month.
» Permanent employee who has been employed for 3 months and above.
» Contract / temporary employee (over 12 months' service).
» BSN Giro/i account holder.
   

Documents Required

1. A copy of NRIC (both sides).
2. Confirmation letter from employer; AND
3. Latest 2 months' salary slip.
   
   

Financing Info

 

Fixed Rate

Floating Rate

Profit Rate

4.60% to 6.99%

BR + 3.22% to BR + 3.77%

Financing rate without Takaful

Additional 1% from the above profit rate

Financing Limit

Minimum: RM5,000
Maximum: RM200,000

Financing Tenure

Up to 10 years

Terms & conditions apply.

 

Late Payment Charges Based On Ta'widh (Compensation)

» Within the Facility Period
  Overdue instalment(s) x 1% x No. of overdue day(s)
                                      365
   
» After the Facility Period
  Outstanding principal x IIMM* x No. of overdue day(s)
                                     365
   
Note:
» Islamic Interbank Money Market (IIMM) is subject to change from time to time.
» View all banking Rates & Charges.