Monday, 1 June 2020,   09 Syawal 1441H

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BSN MyRinggit


Our BSN MyRinggit EKSEKUTIF-1 is exclusively designed to help executives meet personal financing needs at affordable fixed rates.



»  Malaysian citizen aged 21 and above, up to maximum age of 55 / 60* years old at the end of the loan tenure.
» Open to permanent & contract officers and staff that have minimum three (3) years of working experience.
» Offered only to Employees of Premier Developer Panel, Private Hospital, Telecommunication Company,Licensed Financial Institution, Multinational Company, PETRONAS Group of Companies, Selected Private University & College, Statutory Body, Government Link Company, Selected Public Listed Company in Main Market Bursa Malaysia (Financial, Plantation, Property, Technology,Trading / Service, Industrial Product, Consumer Sectors only) and Professionals (Doctor, Architect, Lawyer, Accountant and other certified Professionals).
» Minimum gross income of RM3,000.00 per month for permanent staff & RM10,000.00 for contract staff.
» BSN GIRO/i Account holders.

 Note: *Subject to employer confirmation.

Documents Required

» A copy of latest three (3) months Salary Slips;
» A copy of your NRIC (both sides);
» Latest EPF Statement; AND
» Confirmation Letter by Employer stating the below:
  - Name and NRIC
  - Designation and Employment Status 
  - Monthly salary
  - Date of Employment
» Latest EA / EC Statement and latest e-filing form or any verified documents by the Inland Revenue Board (LHDN).

 Note:  *Subject to the current Terms & Conditions.



»  Mode of payment is via BSN Standing Instruction.



Loan Limit / Rate

Minimum Loan: RM10,000

No Income Interest Rate Loan Limit Tenure
1 RM3,000 to RM5,000 8.50% 5x of monthly gross income

Minimum: 2 years

Maximum: 10 years

2 > RM5,000 to RM10,000 7.00% 7x of monthly gross income
3 > RM10,000 6.00% 10x of monthly gross income / maximum RM200,000 whichever is lower


Additional 1% from the above interest rate for Loan without Insurance.

Late Payment Charge

»  Monthly Instalments in Arrears  ×  1%  ×  Number Of Days Overdue  ⁄  365.


Calculate your monthly repayment. Click here.