Thursday, 14 November 2019,   16 Rabiulawal 1441H

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Wealth Protection



It is time to protect your goals in life

What does BSN FITRAH offer?

Flexibility You have the flexibility to contribute for 5, 10, 20 years or until expiry age of 70 or 100.
Customizable BSN Fitrah does not only provide coverage upon death and TPD, you have the choice to customize your coverage based on your needs. For instance, from 43 CI, accidental coverage, hospital allowance and many other crucial coverages from the list of optional riders.

Children love to be rewarded and motivated. When you subscribe to BSN Fitrah for your child, he/she will be rewarded with EduAchieve Bonus for excellent academic achievement, as below:


Reward (RM)

Minimum achievement



Straight A(s)







A Level





42 points



First Class or CGPA 3.5

Potential Higher Returns You shall benefit from more than just protection when you subscribe to BSN Fitrah with Takaful Saver as we give you the opportunity to invest in both local and global funds.
Fulfilling Your Spiritual Needs Everyone needs protection but not everyone can afford to do so. You can reach out to the hardcore poor and poor families to be protected via Ihsan rider from as low as RM 5 per month. All funds collected from the Ihsan rider will be channeled to support PruBSN Microtakaful Jariyah initiatives.
Tax relief This certificate may qualify you up to RM6,000 individual life/medical tax relief a year.


Basic Coverage

Death In the event of death before expiry of the term, the following will be payable from the Tabarru` Fund and/or Individual Special Account:

i. Basic Sum Covered; or
ii. Amount in the Individual Special Account, whichever is higher, plus, the value of units in Investment Unit Account at the price as at next available pricing date following official notification date.
Total and Permanent Disability (TPD) In the event of TPD before expiry of the term, Sum at Risk will be payable from the Tabarru` Fund.
Entry Age 1 to 70 age next birthday.

Note: For expiry age 70, maximum entry age is 60 age next birthday.
Contribution and Coverage Terms Options available for Benefit term are 5 years, 10 years or 20 years or expiry age 70 or 100.


BSN Fitrah, fulfilling your protection needs at different life stages with the followings:

For more info, kindly talk to our Takaful Specialist at your nearest BSN Branch.