Sunday, 18 November 2018,   08 Rabiulawal 1440H

Personal Banking

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BSN MyHome (Program Perumahan Rakyat)


BSN MyHome (Program Perumahan Rakyat) is designed to help those who are self-employed or with irregular income to own a home.


Requirements

»  Malaysian citizen aged between 18 to 60 years old.
»  Individual / Joint Applicants.
»  Proof of self-employment.
»  Minimum Income RM1,000 per month.
»  For financing of first home and for own residence only.
»  Financing only for low cost or average properties.

 

Features & Benefits

»  Financing up to RM 120,000.
»  Interest rate of BR + 3.00%.
»  Financing margin up to 100% (inclusive of MRTA / MRTT & TLRT).
»  Financing period up to 35 years.

 

 Note:  Current BSN Base Rate (BR) is 4.10% (with effect from 7th February 2018).

 

Late Payment Charge

»  Monthly Instalments in Arrears  ×  1%  ×  Number Of Days Overdue  ⁄  365.


Stamp Duty

»  Principal Documents - Will be charged on ad valorem basis.
»  Other Documents – RM 10.00