Sunday, 19 August 2018,   06 Zulhijjah 1439H

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Auto Credit

BSN’s Auto Credit service is designed to help Employers and Organisationsautomatically credit funds to employees’ or recipients’ bank accounts every month or designated period.



Direct crediting into your employees' BSN account
Perfect and convenient way to pay salaries, bonuses, allowances, etc.


Recipient account at other banks 
For recipients with accounts at other banks, payment will be credited via IBG. You only need to deliver the payment data to BSN.

 » Opening of account for employees/recipient
BSN provides a platform for companies to open a collection of accounts for their employees at their premise.

How It Works

 » You will be provided with a Password for BSN electronic via BSNeBiz website. This system is secured with safe encryption.
 » You will need to provide input of data using the BSNeBiz or data that can be imported from a system maintained by your company.
 » Data confirmation is done online. This enables you to make amendments in case of any errors on the recipient account.
 » The cut-off time for data transfer is 6.30pm, one day before payment is made.
 » Funds for payment can be sent using Bank Negara Malaysia RENTAS system, IBG or via cheque. Funds must be received by BSN before payment can be made.
 » Once credited to the employess' accounts, the Company will be furnished with a report that can be downloaded from the server.

Auto Credit Product Charge Table

No Detail Transaction Fee GST Deposit Criteria
Recipient Payer Payee  
1 Government Free Free Free Free  
2 Non-Government with Corporate Account > RM0.50 -
Free N/A  Minimum Deposit of RM1,000 
RM0.10 - RM0.50 Free   Free » Minimum Deposit of RM50,000 OR
» Minimum 100 staff salary account OR
» Micro Financing Customer OR
» Customer with Individual/Joint Account using        BSN Financing/Loans Facility.
 < RM0.10 Free   Free » Minimum Deposit of RM100,000 OR
» Minimum 200 staff salary account. 
3 Non-Government without Corporate Account  Minimum RM2.00  Free    N/A  
4 Stop Payment  RM10.00  N/A   N/A  
5 Interbank GIRO (IBG) Min RM1.00 N/A N/A  
1 Over The Counter/Diskette  RM10.00  N/A     N/A Compulsary with letter of instruction

For more information or an appointment, please contact 03-2162 3222 ext: 16615 / 15642 / 15697