Islamic Banking
BSN-UUM Al-Aiman Mastercard Credit Card
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The Ultimate Card for University Utara Malaysia Community The BSN-UUM Al-Aiman Mastercard Platinum and Gold Credit Card-i are Shariah-compliant based on Ujrah. They are designed to give you fantastic savings, amazing rewards and exclusive privileges. What's more, they're FREE for Life! |
Key Benefits
| » | Low Management Fee |
| Enjoy this low management fee of 9.95% p.a. when you promptly settle at least your minimum payment due for 12 consecutively months. | |
| » | Non-compounding Charges |
| Fees are only charged on your outstanding balance. | |
| » | No Annual Fee |
| Enjoy no Annual Fee for principal and supplementary cardmembers for life (no conditions attached). | |
| » | BSN Balance Transfer Programme |
| Transfer your outstanding balance from other credit cards to BSN-UUM Credit Card-i to enjoy more savings. Find out more about our BSN Balance Transfer Programme | |
| » | FREE BSN-Zing PLUSMiles Card |
| Enjoy toll rebates and discounts. It is linked to your BSN-UUM Credit Card-i for easy top- ups. | |
| Platinum Card: 1 Free Zing Card for principal and one supplementary cardmember. Gold Card: 1 Free Zing for principal cardmember. |
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| » | Worldwide Acceptance and Cash Advances |
| Use it at over 29 million merchants and 1 million ATMs around the world. | |
| » | BSN Happy Rewards Programme |
| Every ringgit you spend with your card brings you Happy Points that you can use to redeem exciting gifts and privileges. Find out more about our BSN Happy Rewards Programme. | |
| » | BSN Instalment-Pay Plan |
| Shop at any merchant and convert your purchases to affordable monthly instalments with our 0% instalment plan up to 24 months. Just call us at 1300 88 1900 to convert. Find out more about our BSN Instalment-Pay Plan. | |
| » | BSN Happy Privileges |
| Enjoy special discounts and offers from dining, shopping to travel treats at selected merchants. Look out for them in the leaflets attached to your Credit Card-i Statements. | |
| » | FREE Travel Accident & Inconvenience Benefits |
| Automatic takaful coverage of up to RM1,000,000 and RM500,000 when you charge your full travel fares to your BSN- UUM Credit Card-i Platinum and Gold respectively. You will also be covered for any inconvenience due to the following: |
| Up To | ||
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| Platinum | Gold | |
| Lost Luggage (more than 48 hours) | ||
| RM2,000 | RM1,600 | |
| Delayed Luggage (more than 6 hours) | ||
| RM2,000 | RM1,600 | |
| Flight Delay (more than 4 hours) | ||
| RM600 | RM600 | |
| Missed Connection (more than 4 hours) | ||
| RM600 | RM600 | |
*Subject to policy terms and conditions.
| » | BSN Al-Aiman Credit Shield |
| Protect your family from debt should anything untoward happen to you. Rates at only RM0.30 for every RM100 in outstanding balance each month. | |
| » | Payment Convenience |
| Enjoy payment convenience at BSN Branches nationwide, BSN ATM / CDM, myBSN, BSN:SMS or Interbank GIRO. | |
| » | UUM Support |
| Every time you use your BSN-UUM Credit Card-i, you will also be supporting the UUM community. BSN will contribute 0.3% of your retail card spending to UUM to support variouis activities, events and programs. | |
| » | Platinum Mastercard Moments |
| Enjoy special privileges and savings at some of the most prominent travel organisations, hotels, restaurants and retailers worldwide. | |
| » | 24-Hours Platinum Concierge Services |
| Enjoy first-class treatment on any kind of personal assistance services anytime you need from the Mastercard Concierge service team. For further inquiries, please call 03-7968 3415. For more information on Platinum Mastercard Moments and Concierge Services visit www.mastercard.com/sea | |
| » | Customer Service Line |
| Just call us at 1800 22 0800. Our dedicated staff are just a phone call away to attend to your needs. |
Supplementary Card
| » | Share the benefits of your BSN-UUM Credit Card-i with your loved ones by giving them a supplementary card today. |
Requirements
| » | Eligibility: UUM Community |
| » | Minimum Income: Platinum Card – RM60,000 per annum / Gold Card - RM24,000 per annum |
| » | Minimum Age: Principal Card - 21 years old / Supplementary Card - 18 years old |
| » | Citizenship: Malaysian |
Documents Required
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APPLICATION TYPE |
SALARIED EMPLOYEE |
SELF EMPLOYED |
COMMISSION EARNER |
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Government Servant |
Private Sector Employee |
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Document Required |
Copy of NRIC (both sides) including Supplementary Applicant (if any) |
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• Copy of latest 1 month payslip OR Employer Confirmation Letter (For Army and Police personnel, please attach a copy of Authority |
• Copy of latest 3 months payslip /latest EPF statement/EA Form/BE Form |
• Copy of latest 6 months company's bank statement OR latest B Form with official tax receipt • Copy of Form 9, 24, & 49 OR Business Registration Certificate |
• Copy of latest 6 months commission statement/Annual commission statement |
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In place of proof of income, you can pledge your Sijil Simpanan Premium (SSP) or BSN Term Deposit. The minimum pledge amount is RM4,000 and may vary subject to the card types. The application will be subject to approval and the Bank shall determine the approved credit limit at its sole discretion. A stamp duty of RM5 per every RM1,000 approved credit limit will be imposed and charged to your credit card-i account. Other terms and conditions apply. |
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