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BSN Al-Aiman Gold Credit Card



Enjoy more lifestyle benefits and privileges when you apply for a BSN Al-Aiman Visa Gold or BSN Al-Aiman Mastercard Gold Credit Card-i.

Shariah Contract

This is a Shariah-compliant credit card issued under Shariah contract of Ujrah. Ujrah is a fee or payment for the utilisation of facilities by the Cardmember to the bank.

Key Benefits

»  Low Management Fee
  Enjoy a low management fee of only 11% p.a. (for Government Servants) and 13.5% p.a. (for Private Sector) when you promptly settle at least your minimum payment due for 12 consecutive months.
» Non-compounding Charges
  Fees are only charged on your outstanding balance.
» No Annual Fee
  Enjoy lifetime annual fee waiver for Principal and Supplementary Cards with no conditions attached.
» FREE BSN Zing PLUSMiles Card
  Get this complimentary Touch ‘n Go auto-reload card that is linked to your Gold Credit Card-i and enjoy fantastic toll rebates and discounts. You may link up to five (5) Zing Cards to your Gold Credit Card-i and share the convenience with your loved ones. Find out more about
BSN Zing PLUSMiles Card.
» BSN Happy Rewards Programme
  Every ringgit you spend with your card brings you reward points that you can use to redeem exciting gifts and privileges. Find out more about our BSN Happy Rewards Programme.
» BSN Happy  Privileges
  Enjoy special discounts and offers from dining and shopping to travel treats at selected merchants. Look out for our leaflets in your Credit Card-i Statement from time to time or visit myBSN to check out the latest promotions.
» Worldwide Acceptance and Cash Advance
  Use it at over 29 million establishments and over 1 million ATMs worldwide.
» BSN Balance Transfer Programme
  Transfer your outstanding balance from your other credit cards to your Gold Credit Card-i and enjoy great savings. Find out more about our BSN Balance Transfer Programme.
» BSN Instalment-Pay Plan
  Shop at any merchant and convert your purchases to affordable monthly instalments with our 0% instalment plan up to 24 months. Just call us at 1300 88 1900 to convert. Find out more about BSN Instalment-Pay Plan
» Payment Convenience
  Enjoy payment convenience at BSN Branches nationwide, BSN ATM / CDM, myBSN, BSN:SMS or Interbank GIRO.
» Complimentary Travel Accident & Inconvenience Benefits

Enjoy automatic takaful coverage of up to RM100,000 when you charge your full travel fares to your Gold Credit Card-i. You will also be covered for any inconvenience as follows:

Up To
Lost Luggage (more than 48 hours)
Delayed Luggage (more than 6 hours)
Flight Delay (more than 6 hours)
Missed Connection (more than 4 hours)

*Subject to policy terms and conditions.


Supplementary Card

»  Share the benefits of your Gold Credit Card-i with your loved ones by giving them a supplementary card today.
» You can apply up to a maximum of 5 supplementary cards (extended to your spouse, children and immediate family,
who are 18 years and above).


»  Minimum Income: RM36,000 per annum.
» Minimum Age: Principal Card - 21 years old / Supplementary Card – 18 years old
» Citizenship: Malaysian

Documents Required





Government Servant  

Private Sector Employee  

Document Required

Copy of NRIC (both sides) including Supplementary Applicant (if any)

• Copy of latest 1 month payslip OR Employer Confirmation Letter (For Army and Police personnel, please attach a copy of Authority

• Copy of latest 3 months payslip /latest EPF statement/EA Form/BE Form

• Copy of latest 6 months company's bank statement OR latest B Form with official tax receipt

• Copy of Form 9, 24, & 49 OR Business Registration Certificate

• Copy of latest 6 months commission statement/Annual commission statement
OR EA Form/BE Form with official tax receipt

In place of proof of income, you can pledge your Sijil Simpanan Premium (SSP) or BSN Term Deposit. The minimum pledge amount is RM4,000 and may vary subject to the card types. The application will be subject to approval and the Bank shall determine the approved credit limit at its sole discretion. A stamp duty of RM5 per every RM1,000 approved credit limit will be imposed and charged to your credit card-i account. Other terms and conditions apply.

How to Apply?

» Visit any BSN Branch to get the Application Form or download it HERE.
» Fill in the Application Form and submit with the relevant documents required.


For more information, please call our Customer Service Centre at 1300 88 1900.