Tuesday, 23 April 2019,   16 Syaaban 1440H

Islamic Banking

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BSN Credit Card-i Protector

Life is full of surprises. BSN’s Credit Card-i Protector (BSN Al Aiman) helps you prepare for the unexpected by paying off your credit card-i balance should anything happen to you. Keeping your family free from financial worries.

 
 

Features & Benefits

» Contribution Rate
  Calculated at a monthly rate of RM0.30 per RM100 of outstanding balance (at billing date).
   
» Sum Covered
  You or your family will be covered for up to a maximum of RM75,000.00.
   
     

Covers and benefits:

» Death - Credit Card Outstanding Balance, as defined below, up to RM 75,000 per life, subject to terms and conditions of the Master Certificate.
   
» Total and permanent disability - Credit Card Outstanding Balance for up to RM 75,000 per life, subject to terms and conditions of the Master Certificate as defined below:
  - Totally & permanent disable for continuous period of at least 6 months as a result of bodily injury, illness or disease which prevent the Person Covered from engaging in any business or occupation or performing any work for compensation or profit.
  - Loss of both arms and both legs,
  - Loss of one arm and one leg,
  - Loss of one eye and one limb,
  - Loss of both eyes.
   
» Duration of the plan - 12 months from Date of Entry, shown on your Takaful Certificate, subject to terms and conditions of the Master Certificate.
   
     

 

Requirements

» Principal Cardholder of BSN Al Aiman VISA / MasterCard Credit Card-i.
» Minimum outstanding balance amount of RM100.
» Eligibility:
  - Minimum Entry Age: 19 years old (Age next birthday).
  - Maximum Entry Age: 64 years old (Age next birthday).
  - Maximum Expiry Age: 65 years old (Age next birthday).
     
     

Claims Documents

» Death Claim
  - Copy of covered person’s NRIC / Birth Certificate.
  - Death Certificate – to be certified true copy.
  - Claimant Statement – to be completed by claimant and signed by BSN Credit Officer.
  - Medical Attendant’s Certificate.
  - Doctor / Coroner’s Post Mortem Report (if any).
  - Police Report (for accidental death claim only)
     
» TPD Claim
  - Copy of covered person’s NRIC / Birth Certificate.
  - Claimant Statement – to be completed by claimant and signed by BSN Credit Officer.
  - Confidential Medical Certificate.
  - Employer Termination Letter.
  - Police Report (for TPD due to accident only).