Life is full of surprises. BSN’s Credit Card-i Protector (BSN Al Aiman) helps you prepare for the unexpected by paying off your credit card-i balance should anything happen to you. Keeping your family free from financial worries. |
» | Contribution Rate | |
Calculated at a monthly rate of RM0.30 per RM100 of outstanding balance (at billing date). | ||
» | Sum Covered | |
You or your family will be covered for up to a maximum of RM75,000.00. | ||
» | Death Benefit | |
Upon death of the Person Covered, the Closing Balance refers to the Outstanding Balance will be payable to BSN (participant) in one lump. | ||
» | Total & Permanent Disablement (TPD) | |
- | Totally & permanently disabled for a continous period of at least 6 months as a result of bodily injury, illness or disease which prevent the Person Covered from engaging in any business or occupation or performing any work for compensation or profit. | |
- | Loss of both arms and both legs, | |
- | Loss of one arm and one leg, | |
- | Loss of one eye and one limb, | |
- | Loss of both eyes. | |
» | Principal Cardholder of BSN Al Aiman VISA / MasterCard Credit Card-i. | |
» | Minimum outstanding balance amount of RM100. | |
» | Eligibility: | |
- | Minimum Entry Age: 19 years old (Age next birthday). | |
- | Maximum Entry Age: 64 years old (Age next birthday). | |
- | Maximum Expiry Age: 65 years old (Age next birthday). | |
» | Death Claim | |
- | Copy of covered person’s NRIC / Birth Certificate. | |
- | Death Certificate – to be certified true copy. | |
- | Claimant Statement – to be completed by claimant and signed by BSN Credit Officer. | |
- | Medical Attendant’s Certificate. | |
- | Doctor / Coroner’s Post Mortem Report (if any). | |
- | Police Report (for accidental death claim only) | |
» | TPD Claim | |
- | Copy of covered person’s NRIC / Birth Certificate. | |
- | Claimant Statement – to be completed by claimant and signed by BSN Credit Officer. | |
- | Confidential Medical Certificate. | |
- | Employer Termination Letter. | |
- | Police Report (for TPD due to accident only). |