BSN MyRinggit-i EKSEKUTIF-1 is exclusively designed to help executives meet personal financing needs at affordable fixed rates. |
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Shariah Concept |
» | Malaysian citizen aged 21 and above, up to maximum age of 55 / 60* years old at the end of the financing tenure. |
» | Open to permanent & contract officers and staff that have minimum three (3) years of working experience. |
» | Offered only to Employees of Premier Developer Panels, Private Hospitals, Telecommunication Companies, Licensed Financial Institutions, Multinational Companies, PETRONAS Group of Companies, Selected Private Universities & Colleges, Statutory Bodies, Government Link Companies, Selected Public Listed Companies in Main Market Bursa Malaysia (Financial, Plantation,Property,Technology,Trading / Service, Industrial Product, Consumer Sectors only) and Professionals (Doctors, Architects, Lawyers, Accountants and other certified Professionals). |
» |
Minimum gross income of RM3,000.00 per month (permanent staff) & RM10,000.00
per month (contract staff).
Minimum gross income of RM3,000.00 per month (permanent staff) & RM10,000.00 per month (contract staff). |
» | BSN GIRO/i Account holders. |
*Subject to employer confirmation.
» | Copy of latest three (3) months’ Salary Slips; |
» | Copy of your NRIC (both sides); |
» | Latest EPF Statement; AND |
» | Confirmation Letter by Employer stating the below: - Name and NRIC - Designation / Position - Monthly salary - Date of Employment |
OR | |
» | Latest EA / EC Statement and latest e-filing form or any verified documents by the Inland Revenue Board (LHDN). |
*Subject to the current Terms & Conditions.
1. | Standing Instruction from other Financial Institutions where the customer salary account is credited. |
» | BSN Standing Instruction |
3. | ATM/CDM |
4. | IBG |
Minimum Financing: RM10,000
No | Income | Profit Rate | Financing Limit | Tenure |
1 | RM3,000 to RM5,000 | 8.50% | 5x of monthly gross income |
Minimum: 2 years Maximum: 10 years |
2 | > RM5,000 to RM10,000 | 7.00% | 7x of monthly gross income | |
3 | > RM10,000 | 6.00% | 10x of monthly gross income / maximum RM200,000 whichever is lower |
» Within the Facility Period
Overdue instalment(s) x 1% x No. of overdue day(s)
365
» After the Facility Period
Outstanding principal x IIMM* x No. of overdue day(s)
365
Note:
» | Islamic Interbank Money Market (IIMM) is subject to change from time to time. |
» | View all banking Rates & Charges. |