Monday, 17 December 2018,   07 Rabiulakhir 1440H

Islamic Banking

Home Islamic Banking > Financing > BSN MyRinggit-i PRIMA


BSN MyRinggit-i PRIMA

 

BSN MyRinggit-i PRIMA is specially tailored to help medical practitioners secure the personal financing they need. No guarantor is required.

 

Shariah Concept
Based on the Shariah concept Tawarruq which comprises of Bai Murabahah and Wakalah contracts, using the commodity (underlying asset) from Bursa Suq al Sila'.

 


Eligibility

»  Malaysian citizens aged from 21 years old to:
   -  65 years old (for Medical Doctors)
   -  50 years old (for Medical Officers)
   -  Minimum gross income of RM3,000.00 per month.
   -  BSN GIRO/i account holder.


Documents Required

» Copy of NRIC (front and back).
» Copy of certificate issued by Malaysian Medical Council:
-  Perakuan Pendaftaran Sementara (Borang 5-Peraturan 20, Akta Perubatan 1974); or
-  Perakuan Amalan Tahunan (Borang 12-Seksyen 20, Akta Perubatan 1974
»  Authorised business registration.
-  Bank Statement for the current three (3) months (either upon the clinic's name or proof of income in relation to medical practices.
-  Authorised documents as a Specialist Doctor or Confirmation Letter from Employer / Supervising Doctor.


Feature

» Mode of payment is via BSN Standing Instruction
» No guarantor needed.



Financing Limit

Financing Limit
Minimum RM10,000.00
Maximum RM200,000.00


Rates

Profit RateFinancing Period (years)
6.50% 2-10 years


Late Payment Charges


»
  Within the Facility Period

    Overdue instalment(s) x 1% x No. of overdue day(s)
                                          365 

 

  

»  After the Facility Period

    Outstanding principal x IIMM* x No. of overdue day(s)
                                           365 

 

 

 Note:

» Islamic Interbank Money Market (IIMM) is subject to change from time to time.
» View all banking Rates & Charges.