Monday, 23 April 2018,   07 Syaaban 1439H

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Home Personal Banking Loans > BSN MyRinggit > SCOP (Super Klasik B)


BSN MyRinggit


SCOP (Super Klasik B)


This loan plan offers a lower interest rate for employees of the Royal Malaysian Police
Force (PDRM) earning RM2,500.00 or more.


Eligibility

»  Malaysian citizen aged 21 to 60 years old (subject to retirement age during completion of the loan).
»  PDRM employees with salary account under Bahagian Akaun, KDN.
»  PDRM employees maintained salary account under Bahagian Akaun, KDN.
»  Permanent employee who has been employed for more than 3 months.
»  Minimum fixed income of RM2,500 per month.
»  BSN GIRO/i  Account Holder.


Documents Required

» A copy of your NRIC (both sides).
» Confirmation letter from your employer with the below details:
   -  Name / NRIC No.
 -  Designation / Status
 -  Monthly Salary
 -  Date of Employment
 -  Date of Retirement
» A copy of Salary Slip:
  - Latest 2 months salary slip (Fixed Rate);
  - Latest 1 month salary slip (Floating Rate)
» Authorisation Letter of Salary Deduction (BSN 09-D).
   
 Note: 
» Payment is conveniently made via Bahagian Akaun, KDN.
» No advance payment.
   


Loan Limit

MinimumMaximum
RM 5,000RM200,000

 Note:  Subject to monthly salary deduction limit of not more than 60% or limit approved by PDRM.

 

Fixed Rate

No.

Income

Interest Rate

Loan Period

1

RM2,500 to RM5,000

4.75%

Minimum : 2 years
Maximum: 10 years

2

> RM5,000

4.60%

 


Floating Rate

Loan Period (years)

2 - 10

Credit Score

1

2 & 3

4

Interest Rate (% per annum)

BR* + 3.22

BR* + 3.39

BR* + 3.77

Effective Lending Rate (%)

7.32

7.49

7.87

 Note:  Current BSN Base Rate *(BR) is 4.10% (with effect from 7th February 2018).

   
   

 

Charge (Late Payment)


»    Monthly Installments in Arrears  ×  1%  ×  Number Of Days Overdue  ⁄  365.
»    Calculate your monthly repayment. Click here.

 Note:  View all banking Rates & Charges.