Monday, 17 June 2019,   12 Syawal 1440H

Islamic Banking

Home > Islamic Banking > Financing > BSN MyRinggit-i SCOP (Super Klasik B)

BSN MyRinggit-i SCOP (Super Klasik B)

BSN MyRinggit-i SCOP Super Klasik B is designed to offer a lower profit rate for employees of the Royal Malaysian Police Force (PDRM) earning monthly salaries of RM2,500.00 or more.



» Malaysian citizen aged 21 - 60 years old (subject to retirement age during completion of the financing).
» PDRM employees with salary account under Bahagian Akaun, KDN.
» Permanent employee who has been employed for more than 3 months.
» Minimum fixed income of RM2,500.00 per month.
» BSN GIRO/i Account Holder.

Documents Required

» A copy of your NRIC (both sides).
» Confirmation letter from your employer with the below details:
   -  Name / NRIC No.
 -  Designation / Status
 -  Monthly Salary
 -  Date of Employment
 -  Date of Retirement
» A copy of Salary Slip:
  - Latest 2 months salary slip (Fixed Rate);
  - Latest 1 month salary slip (Floating Rate)
» Authorisation Letter of Salary Deduction (BSN 09-D).


» Payment is conveniently made via Bahagian Akaun, KDN.
» Subject to the Term & Conditions.


Financing Limit

RM5,000.00 RM200,000.0

*Subject to monthly salary deduction limit of not more than 60% or limit approved by PDRM.

Fixed Rate



Profit Rate

Financing Period


RM2,500 to RM5,000


Minimum : 2 years
Maximum: 10 years


> RM5,000



Floating Rate

Financing Period (years)

2 - 10

Credit Score


2 & 3


Profit Rate (% per annum)

BR* + 3.22

BR* + 3.39

BR* + 3.77


Late Payment Charges

  Within the Facility Period

    Overdue instalment(s) x 1% x No. of overdue day(s)


»  After the Facility Period

    Outstanding principal x IIMM* x No. of overdue day(s)



» Islamic Interbank Money Market (IIMM) is subject to change from time to time.
» View all banking Rates & Charges.