Monday, 28 September 2020,   09 Safar 1442H

Platinum Rewards


BSN Happy Rewards Programme

Every ringgit you spend with your card brings you Happy Points that you can use to redeem exciting gifts and privileges. Find out more about our BSN Happy Rewards Programme

BSN Happy Rewards

Earn and accumulate Happy Points for every Ringgit charged to your BSN Platinum Credit Card.

»  1x Happy Point on local spending.
»  2x Happy Points on local dining*, local golf*, local travel* and overseas retail spending.

* For dining under Merchant Category Code (MCC) of 5462, 5812, 5813 and 5814.
* For golf under the MCC of 7992.
* For purchase of airline tickets under the MCC of 4511, 3000 to 3299 and travel package  
  under the MCC of 4722 and 5962.

BSN Happy Rewards Redemption

Accumulate Happy Points and redeem them for Enrich Miles, exciting gift items, shopping and dining vouchers and more. 

View our Happy Rewards Catalogue.


As a privileged Cardmember, you and your first Supplementary Cardmember will enjoy 1 FREE BSN Zing PLUSMiles Card each. Experience hassle free driving with this Touch 'n Go auto-reload card that is linked to your BSN Platinum Credit Card.

Find out more about BSN Zing PLUSMiles Card.



Platinum Protection

Complimentary Travel Accident Takaful Coverage And Inconvenience Benefits

Travel with peace of mind when you charge your full travel fares to your card and enjoy automatic free takaful coverage of up to RM300,000. You will also be covered for any inconvenience due to the following:

 Up To
Lost Luggage (more than 48 hours) RM2,000
Delayed Luggage (more than 6 hours) RM2,000
Flight Delay (more than 6 hours) RM600
Missed Connection (more than 4 hours) RM600

* Subject to terms and conditions of Takaful policy.

Online Shopping

Enjoy better security and greater convenience when you shop online with BSN’s Online Secured Shopping (BOSS) system. A BOSS Code will be sent to your registered mobile number for you to enter before your online purchase is approved. Just ensure your latest mobile number is the same number registered with BSN.




Platinum Lifestyle


Platinum Privileges

Enjoy special privileges and savings from some of the most prominent travel organizations, hotels, restaurants and retailers. These privileges are provided by MasterCard and Visa International and updated from time to time. 

24-Hour Concierge Services

From making your travel arrangements to dining reservations, you can rely on the Concierge service team to provide you with first-class treatment on any kind of personal assistance services anytime you need. 

- Mastercard Concierge Services
- Visa Concierge Services

24-Hour Customer Service Line

Our phone line is available 24 hours a day, 7 days a week to assist you on your lost or stolen card and attend to all your enquiries. Just call us at 1800 22 0800.

Worldwide Acceptance And Cash Advances

BSN Platinum Credit Cards are accepted in over 29 million establishments and over 1 million ATMs worldwide. It’s the perfect companion for all your needs whether you’re shopping, dining or travelling at home or abroad.




Platinum Financial Benefits

No Annual Fee For Life

Experience year after year of financial freedom with no annual fee for life and no conditions attached.

Low Finance Charge

Enjoy a low management fee of only 11% p.a. (for Government Servants) and 13.5% p.a. (for Private Sector) when you promptly settle at least your minimum payment due for 12 consecutive months.

Worldwide Acceptance & Cash Advances

Use it around the world for purchases and cash advances wherever Visa is accepted.

20 days Management Fees Free Period

You can enjoy a management fees free period of 20 days from the statement date for all your retail purchases if the preceding month's outstanding balance has been fully settled.

Balance Transfer Programme

Transfer your outstanding balances from other credit cards to your BSN Visa Platinum Credit Card and enjoy greater savings.

Find out more about BSN Balance Transfer Programme.

BSN Instalment-Pay Plan

Get what you want with our 0% interest installment plans up to 24 months. Just purchase at any merchant and call us to convert to easy installments with a one-time low upfront fee.

Find out more about BSN Instalment-Pay Plan.




Platinum Payment Convenience


Log on to and transfer from your BSN savings account. Obtain your log-in ID first by registering at any BSN ATM.

SMS Banking

If you are a BSN ATM card user, you can register for BSN-SMS banking to settle your payments, anytime anywhere using your mobile phone.

BSN Branches

Pay by cash or cheque at over 390 branches nationwide.


Pay at any of our large network of Automated Teller Machines (ATM) or Cash Deposit Machines (CDM) at your convenience.

Interbank GIRO

Transfer funds from any participating banks via:

»  Over the counter.
»  Online banking at selected Bank’s website.