Thursday, 9 July 2020,   17 Zulkaedah 1441H
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PKBC-i Murabahah


Specially developed for permanent residents of Kampung Baru Cina, this micro financing scheme helps you develop your business at a low profit rate of 4% p.a. on monthly rest basis.



» Financing Amount: RM5,000.00 to RM50,000.00
» Financing Period : 6 months to 5 years
» The financier business sector:
- Retail and wholesale
- Manufacturing
- Services
- Other sectors and sub-sectors approved by the Management of BSN on a case-by-case basis


Required Documents (Applicant)

» Malaysian citizen aged 21-65 years old.
» Full time or part time business enterprises.
» Permanent resident of Kampung Baru Cina confirmed by JKKK / JKKKP / Head of Village / Village Security Officer (Pegawai Keselamatan Perkampungan) or Government Officer in Group A (Management and Professional) / “Wakil Rakyat”/Village Headman (Penghulu).
» Must pass the following credit checks:

- BSN Data
- BRIS and
- Bankruptcy

Required Documents (Applicant)

» Application form.
» 2 copies of customer’s NRIC (front and back) certified by BSN officer.
» A copy of Registered or PBT Business License or both (if applicable).
» Copies of bank statements for the latest six (6) month or sales records (if applicable).
» Confirmation by the Chairman of JKKK / JKKKP / Head Village / Government Officer in Group A (Management and Professional) /“Wakil Rakyat”/Village Headman (Penghulu) that the applicant is a Kampung Baru Cina resident*.
» A copy of Giro/Giro-i savings book.
» Other documents needed by BSN(if applicable).

* Even if the applicant's identity card address is not categorised as Kampung Baru Cina.


Required Documents (Guarantor)

» Copy of NRIC (front and back).
» Copy of income statement for the last three (3) months. A guarantor MUST earn a  fixed income of minimum RM2,000 per month.
» Confirmation letter from employer.


All documents must be certified by a bank or the surety’s employer.