Provider | AIG Malaysia Insurance Berhad | Gibraltar BSN Life Berhad | Etiqa General Takaful Berhad | Chubb Insurance Malaysia Berhad | ||
Product | BSN 1 Medik | BSN 1 Dinamik | BSN Warga Emas | CashBack Guaranteed | Takaful Ihsan Pendapatan | BSN Snatch & Financial Protection Plan |
Eligibility | » Insured or his/her spouse must be 18 years and above and below the age of 61 (as at last birthday). |
» Insured or his/her spouse: » For Children under a family plan: |
» Insured or his/her spouse/parents must be 18 years and above and below the age of 75 to qualify for cover which is renewable up to 85 years.(as at last birthday). | Insured Age at 16 and above and below 55 (as at last birthday) |
» Participant / Participant and Spouse / Participant and Children / Family (Participant, Spouse and Children) » Entry age minimum 18 years – maximum 60 years on the effective date. Renewable up to maximum 70 years subject to acceptable health condition. |
» Malaysian Resident and be between the ages of18 and 70 years on the commencement date. » Duration of cover is for one year and policy is automatically renewed every year. |
Coverage Benefits |
» Daily Hospital Income (up to maximum 120 days) » Daily Intensive Care (maximum up to 30 days ) » Pre and Post Hospitalization Treatment with 30 days prior to admission or after discharge from Hospital
Home Nursing following discharge from Hospital (maximum up to 30 days)
» Home Nursing following discharge from Hospital (maximum up to 30 days) » Add on Benefit: Surgical Operation Charges (subject to Surgical Schedule) » Add on Benefit: Additional Major Surgery (subject to Surgical Schedule)
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» Accidental Death and Disablement - 24 hours worldwide coverage. » Additional Lump Sum due to Permanent Total Disablement. » Daily Hospital Income - for hospital confinement (minimum of 6 consecutive hours) up to a maximum of 120 days due to Accident only. » Family Income Benefit - free for unlimited number of children, (20% of all the above benefits). |
» Accidental Death and Permanent Total Disablement » Casualty Cash Benefit » Daily Care Cash Benefit (due to Accident) » Hospital Relief Cash Benefit (up to max – 200 days due to Accident) » Add on Benefit: Accidental Medical Reimbursement
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» Death or total permanent disability due to accident and non-accidental causes » Pay extra benefit if the death is due to accidental causes » Double the death benefit cover if accident happened while travelling on a Public Transportation » Upon maturity at the end of the 10th policy year, 50% of the total premium will be refunded, provided the policy is still active. » 24 Hours worldwide coverage |
» Accidental Death - Lump sum payment for death due to bodily injury sustained within 52 weeks from date of Accident. » Total Permanent Disability - Initial Cash Payment, Monthly Cash Permanent Disability Benefit (for 5 consecutive years) and Final Cash Payment. » Medical Expenses » Daily Hospital Cash Allowance » Compassionate Cash |
» Accidental Death & Permanent Disability » Accidental Daily Hospital Income (payable up to 365 days) » Accident Medical / Surgical Expense » Snatch Theft Benefit » Settlement of Loan / Utilities (due to PTD arising from accident) » Emergency Hospital Admission due to accident (reimbursement basis) » Snatch Theft Inconvenience benefit due to accident (lump sum) |
Product Disclosure Sheet | Product Disclosure Sheet | Product Disclosure Sheet | Product Disclosure Sheet | Product Disclosure Sheet | Product Disclosure Sheet |