Tuesday, 2 June 2020,   10 Syawal 1441H
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GIRO Takaful Warisan

What does Giro Takaful Warisan offers?

The Plan That Gives You More Flexibility and Rewards You

Choice of expiry age You can choose your plan to mature at age 80 or 100.
Vary the amount of Takaful protection You have the option to choose from a range of sum covered for death and disability benefit without affecting your contribution amount.
Enhance your child’s Takaful coverage Enhance your basic protection by adding various additional benefits available such as critical illness, medical and contributor benefits.
Build a retirement fund PruBSN’s Shariah-approved Takafulink Dana Urus fund provides a potentially higher return than a banks saving account over the long term.
Fund withdrawal option Make withdrawals to meet your changing needs at any time (minimum withdrawal of RM1,000 and remaining balance after withdrawal is at least RM1,000).
Tax relief This certificate may qualify you up to RM6,000 individual life/medical tax relief a year.
Earn Loyalty Bonus Get a loyalty bonus worth 5% of your yearly protection contributions upon completion of the 10th certificate year, and subsequently every 3 years after that.
Continuous coverage due to loss of job Your coverage continues for up to 6 months when you lose your job and you are unable to pay the regular contributions.
Celebrate your first achievement

Receive RM500 through AchieveFirst Bonus when you accomplish one of the following before you reach 50 years old.

• Buy your first house
• Get married
• When your child is born
• Perform Hajj
• Perform Umrah
• Complete post graduate degree

You can only claim this benefit once.

1. Terms and conditions apply
2. This is the contribution allocated into your Protection Unit Account (PUA)
3. This benefit is applicable for entry age 19 to 25 years old. 


Basic Coverage

Death The sum covered and the remaining value in your account are payable in the event of death.
Total and Permanent Disability (TPD) The sum covered is payable in the event of total and permanent disability before the age of 70 of certificate expiry, whichever is earlier.
Maturity Benefit The remaining value in your account is payable upon maturity.
Surrender The remaining value in your account is payable when you surrender your certificate.