Tuesday, 2 June 2020,   10 Syawal 1441H

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BSN MyRinggit

ATM (Non Salary Deduction)

Here’s helping to make life easier for those who help keep our country safe.
This loan plan is specially designed and exclusive only to Malaysian Armed Force Personnel.


»  Malaysian citizen aged 21 to 60 years old (subject to retirement age during completion of the loan).
»  Malaysian Armed Forced (MAF) staff - Lieutenant or equivalent and above only.
»  Permanent employee who has been employed for ≥3 months.
»  Minimum gross income (basic salary + fixed allowance) of RM3,000.00 per month
»  BSN GIRO/i account holder.

Document Required

»  A certified copy of latest 2 months salary slips.
»  A certified copy of your NRIC (both sides).
»  Confirmation letter from your employer with the below details:
    -  Name / NRIC No.
    -  Designation / Status
    -  Monthly Gross Income
    -  Date of Employment
    -  Date of Retirement / Tarikh Tamat Perkhidmatan (TTP).
»  Proof of having BSN GIRO/i account.


Loan Limit

Minimum Minimum Maximum
For rank of Lieutenant or equivalent and above RM5,000 10 x of monthly gross income / up to RM200,000 (whichever is lower)


Rank Loan Period Interest Rate
For rank of Lieutenant or equivalent and above 1-10 years 6.99%
Note: Additional 1% from the above interest rate for Loan without Insurance.


»  Calculate your monthly repayment. Click here.


Charge (Late Payment)

»  Monthly Installments in Arrears  ×  1%  ×  Number Of Days Overdue  ⁄  365.